XRP Eyes SWIFT Replacement, Aims for $21T Annual Volume
Ripple is positioning its XRP token as a direct replacement for the SWIFT network, aiming to process $21 trillion annually and capture significant payment liquidity. By bypassing SWIFT’s pre-funding model, XRP enables faster, lower-cost cross-border transactions. Ripple CEO Sal Gilbertie has also proposed a 2x leveraged XRP ETF, signaling growing institutional interest. Despite these ambitions, XRP’s price dipped 1.25% on market concerns over SWIFT’s future and broader volatility. With over 45 countries integrating RippleNet, XRP’s expanding network underscores its potential to reshape global payment processing. Traders should monitor adoption milestones and regulatory developments, as increasing institutional products and partnerships may drive renewed bullish momentum in XRP markets.
Bullish
Ripple’s strategy to position XRP as a SWIFT alternative represents a significant infrastructural shift in global finance. Historical precedents, such as SWIFT’s GPI upgrade and RippleNet partnerships with banks, show that improving transaction speed and cost can drive token adoption and price appreciation. The proposal for a 2x leveraged XRP ETF further underscores institutional confidence, likely boosting trading volumes and liquidity. While the recent 1.25% price dip reflects short-term volatility and regulatory uncertainty, the growing network adoption in over 45 countries suggests robust long-term demand. For traders, positive developments in partnerships, ETF approvals, or regulatory clarity could trigger strong bullish rallies, mirroring past XRP price surges following major integrations.