Latest Crypto News | Bitcoin, Ethereum and Altcoin Updates

Nubank (Nu), di biggest digital bank for Latin America, don collect conditional approval from U.S. Office of the Comptroller of the Currency (OCC) to set up new national bank, Nubank N.A., wey go allow dem enter U.S. market and fit build expansion hubs for Miami, San Francisco Bay Area, Northern Virginia and North Carolina Research Triangle. The approval na conditional: Nubank must meet OCC requirements on compliance, risk controls and governance, get remaining approvals from FDIC and Federal Reserve, raise required start‑up capital within 12 months and start operations within 18 months. Initial U.S. services dem dey expect include deposit accounts, credit cards, lending and digital asset custody. Leadership go include co‑founder Cristina Junqueira as head of Nubank N.A. and former Central Bank of Brazil president Roberto Campos as board chair. Nu Holdings CEO David Vélez describe the charter as validation of a digital‑first, customer‑centric banking model. For crypto traders, main implications be say demand fit rise for institutional crypto custody, fintech and banks go dey more converge for U.S., and regulatory scrutiny plus capital milestones fit affect the timing. Even though the charter boost Nubank credibility with U.S. regulators and investors and good for future custody services, because e conditional and still get regulatory steps wey remain, the timeline and scope still uncertain.

Talos, one New York-based company wey dey provide institutional crypto trading infrastructure and wey dem start for 2018, close $45 million add-on to im Series B, make the round reach about $150 million and value the company near $1.5 billion. New strategic investors for the extension include Robinhood Markets and Sony Innovation Fund, plus market-making and trading firms IMC, QCP and Karatage. Old backers like a16z Crypto, BNY Mellon and Fidelity still join. Talos talk say dem go use the money to improve trading, portfolio management, execution, treasury, settlement and support for tokenized traditional assets. The company don double revenue and client count over the past two years, hook up with BlackRock’s Aladdin platform, and expand through acquisitions like Coin Metrics. The raise show say investors don dey interested again for crypto market infrastructure, settlement rails and tokenization. For traders: the funding fit speed up institutional tooling, liquidity and settlement improvements wey go affect execution quality and onboarding of tokenized assets.

Hang Seng Investment Management don list Hang Seng Gold ETF (HKEX: 3170) for Hong Kong Stock Exchange. Dis passive ETF dey track LBMA Gold Price AM and e get LBMA‑good delivery physical gold wey dem dey store for Hong Kong vaults, with HSBC as custodian. Units dey trade for HKD with board lot 50, estimated ongoing charge 0.40% (we include 0.25% management fee) and expected tracking difference around -0.50%. Creation and redemption dey available to authorised participants for cash and for some cases physical gold; retail investors fit buy and sell units on‑exchange like shares. Separately, Hang Seng don propose regulated tokenized share class for the fund. HSBC go act as tokenization agent, go issue digital tokens for the Ethereum blockchain wey represent full or fractional ETF units and go record subscription/redemption activity on‑chain. Tokenized units no go freely tradable for public crypto markets at launch — creation/redemption and issuance dey restricted to approved distributors and dem need regulatory clearance; other public chains fit dey used later if dem meet security and resilience standards. The launch coincide with other HKEX ETF listings and initial market data show notable positive debut for the gold ETF. For crypto traders, this development na regulated experiment wey link traditional bullion custody with blockchain recordkeeping and show cautious institutional adoption of tokenization under strict distribution controls.

Whether Algorand (ALGO) go reach $1 by 2030 depend on three linked things: technology execution, tokenomics and real-world adoption. Analysts point to Algorand’s pure proof-of-stake design (fast finality, low latency) and planned throughput/latency upgrades as technical catalysts. On-chain growth metrics to watch na include daily transactions, unique wallets, AVM dApp activity and DeFi TVL; sample baseline (2024) show ~1–2M daily transactions, ~500k wallets and ~$150M DeFi TVL, with optimistic 2027 targets of 5–10M transactions, 2–3M wallets and ~$1B TVL. Token supply dynamics—emissions, staking rewards, accelerated vesting schedules, possible fee-burning and foundation grants—matter for circulating supply and inflation outlook. Real-world adoption drivers include CBDC and tokenization pilots, DeFi/TradFi integrations and institutional inflows linked to regulatory clarity (SEC, Basel). Analysts give scenario ranges: conservative (2026: $0.35–$0.50; 2030: $0.60–$0.85) and aggressive (2026: $0.75–$1.00; 2030: $1.50–$3.00+). Recent updates note reduced sell pressure after early backer vesting tapered in 2024 and ongoing ecosystem moves (Algorand 2.0, partnerships like Marshall Islands CBDC pilot) supporting utility-driven demand. Major risks remain: regulatory setbacks around PoS token classification and staking, failure to scale developer and user adoption, and competition from Ethereum, Solana and Cardano. For traders: watch on-chain usage growth, TVL, staking participation, supply-emission changes and any regulatory guidance; these will be the main short- to medium-term triggers for ALGO price moves. This is not financial advice—do independent research.

Sygnum Bank na Starboard Digital launch Cayman-based BTC Alpha Fund for October and dem don don gather more than 750 BTC (≈$65M) from professional and institutional investors. The market-neutral fund deliver 8.9% annualised net return for im first full quarter and dem dey target 8–10% yearly BTC-denominated returns. E dey use systematic arbitrage and market-neutral strategies wey combine long/short Bitcoin exposures with centralized-exchange (CEX) arbitrage across spot and derivatives (perpetuals, futures, options) to make returns wey no depend on the direction of Bitcoin. Performance and NAV dem measure and accumulate for BTC; investors dey redeem by NAV instead of make dem dey receive periodic cash or BTC distributions. The fund open to professional investors for places like Switzerland and Singapore. Sygnum allow fund shares to serve as collateral for Lombard loans, make people fit get liquidity without sell their holdings. Early inflows and the fund bank-backed lending tie-ups (including separate partnership with BTC lending startup Debifi) show say institutional demand dey grow for structured, yield-oriented Bitcoin strategies even as BTC price don fall about 25% since the fund launch in October. For traders, the fund arbitrage activity fit small small increase on-chain and exchange-level arbitrage flows and fit small compress spot–derivatives basis in short term; e still signal growing institutional appetite for yield products wey keep crypto exposure.

Coinbase don launch Kalshi-powered prediction markets for all 50 US states for retail and institutional users via Coinbase Prime and im retail platform. This integration make users fit trade binary yes/no event contracts—cover politics, economics, sports, culture, crypto and tech—wey dem settle for USD or USDC and you fit use your existing Coinbase balances. Contracts go pay $1 if event happen and $0 if no; prices dey show market-implied probabilities and dem dey update in real time. Minimum fills start from about $1 and markets dey operate almost 24/7. Coinbase Financial Markets don register as futures commission merchant and na member of NFA; Kalshi dey regulated by CFTC. The move widen Coinbase product mix beyond spot and crypto derivatives, give Kalshi major distribution and liquidity, and create new hedging and speculative tools wey relate to macro and political events. No new token listings announce. Traders suppose note say retail engagement and cross-product activity (USD/USDC flows inside Coinbase) fit increase, wey fit affect on-platform liquidity and order flow but e get limited direct impact on price of any particular crypto asset.

Nomura digital unit wey dem dey call Laser Digital file for US national trust bank charter for Office of the Comptroller of the Currency on 27 January 2026 to form Laser Digital National Trust Bank (LDNTB). The proposed bank go operate nationwide without state licences and e go focus on institutional services: custody of digital assets and US government securities, integrated spot trading of fiat and crypto, and staking for eligible custodied tokens. LDNTB no go offer retail deposit accounts or securities trading when e launch. OCC review fit take up to one year and e need preliminary approval plus proof say dem get capital and operational readiness. If dem approve am, Laser Digital go join small but growing group of federally chartered crypto trust banks (including Circle, BitGo, Fidelity Digital Assets, Paxos and related Ripple entities), and dem go get federal supervision and e go make nationwide compliance easier for institutional clients. Market meaning for traders: the move show say institutional demand for regulated custody, trading and staking under US federal oversight dey stronger, and this fit boost institutional flows into custody-backed crypto products and support liquidity and market confidence. The announcement still confirm the industry trend wey dey move toward bank-chartered crypto infrastructure wey fit enable faster product rollouts and wider institutional adoption.

South Dakota Republican Rep. Logan Manhart don reintroduce House Bill 1155 wey go allow State Investment Council make dem fit allocate up to 10% of eligible state-managed public funds into Bitcoin. The proposal dey allow direct spot holdings (wey state go get control of private keys and use qualified custodians), regulated custodial solutions, or regulated exchange-traded products (ETPs) like spot Bitcoin ETFs. The bill set strict custody and security requirements: cold storage, high-security facilities wey dem scatter for different locations, multi-party governance controls, state control of private keys, and regular security audits. Manhart don previously file similar bill (HB1202) for 2025 wey no pass because legislative deadline. The measure follow wider US trend of state-level “Bitcoin reserve” laws — Kansas and Florida dey consider similar proposals and states like Arizona, Texas and New Hampshire don pass related laws — and e come after federal government set up a Bitcoin strategic reserve wey main funding na seized bitcoins. If HB1155 become law, e fit show say public sector fit increase institutional demand and e fit set regulatory precedent for public funds allocating to BTC. Traders suppose watch for possible upward demand pressure on BTC from big allocations, but outcome still depend on legislative debate and worries about volatility, custody risks and political pushback.

Di former CEO for BitMEX, Arthur Hayes, dey argue say US Federal Reserve fit secretly increase dollar liquidity to steady Japanese yen and backstop Japanese government bonds (JGBs). For im January 28 essay wey get title “Woomph,” Hayes describe scenario wey New York Fed, possibly with US Treasury and Exchange Stabilization Fund, go create dollar reserves or open swap lines to buy yen make dem stop JGB-driven return of Japanese capital from US Treasuries. Hayes talk say such coordinated dollar move fit mechanically push up Bitcoin (BTC) and other crypto prices in fiat terms, because big dollar creation historically dey link to asset-price gains (e mention Fed expansion after March 2020 as example). E point to signs say officials dey sensitive to USD/JPY — like the New York Fed “rate check” on January 23 and market comments from QCP Capital — but e stress say the theory remain until Fed balance sheet show increase in foreign-currency assets or other clear intervention. Hayes give concrete trader signals to watch before increase exposure: expansion of Fed balance sheet or foreign assets, new swap facilities or ESF actions, coordinated G7 moves, abnormal USD/JPY flows, and non-domestic buying of JGBs. E also flag Bitcoin technical levels: bullish confirmation above $72,000 with rising volume and downside risk if BTC fall under $58,000. Traders suppose monitor Fed releases, BoJ policy, USD/JPY liquidity and flows, JGB yield moves, and Bitcoin price/volume action to time positions for possible liquidity-driven crypto rally.

Spot gold don jump pass $5,200 per troy ounce, set new LBMA-confirmed record after steady buying for COMEX, OTC and ETF channels. The rally strong with high trading volume and rising futures open interest. Main drivers na dey include ongoing geopolitical tension, heavy central bank buying as countries dey diversify reserves away from the US dollar, low real yields and changing interest-rate expectations, plus strong retail demand for physical bars and ETFs. Institutional inflows, bigger premiums for physical bullion and higher storage use show accumulation, not short-term speculation. Market effects include gains for gold mining equities and currencies of producing countries, while some ‘digital-gold’ crypto tokens show mixed reactions. Downside risks analysts flag na sharp rise in real rates, quick resolution of geopolitical conflicts, or large-scale selling by central banks or ETF holders. For traders, watch real yields, central bank guidance and purchases, futures open interest, ETF flows and physical premiums as short-term signals. Recommended tactics include dollar-cost averaging, reassess allocation to gold as strategic hedge, and watch near-term technical support around $4,800–$4,900 and resistance near $5,500 for trade management.

Clapp don launch revolving crypto-backed credit line wey make users fit borrow euro (plus euro-pegged stablecoins like USDT/EUR) using Bitcoin (BTC) or Ethereum (ETH) as collateral. Na no be fixed-term loan: users go deposit BTC or ETH, dem go get borrowing limit wey base on market value, and fit draw funds part or full anytime. Unused credit get 0% APR; interest dey only on amounts wey dem actually draw and dem dey calculate am using loan-to-value (LTV) bands. Lower LTVs (for example under 20%) dey keep borrowing costs and liquidation risk low. No penalty for early or partial repayment, and repayments immediately restore available credit. Clapp dey position the offering for short-term or intermittent liquidity rather than long-term leverage, dey emphasize risk control and transparency, dey operate as licensed VASP, and dey use Fireblocks for custody. For traders: e dey preserve crypto exposure while e dey give short-term fiat liquidity, but BTC/ETH volatility fit quickly raise LTV, increase interest costs or trigger liquidation. Keywords: crypto loan, 0% APR, credit line, borrow EUR, BTC, ETH. Disclaimer: informational only, no be financial advice.

Di 2026 roundup join two expert rankings to list di top crypto casinos wey dey prioritize instant wallet-to-wallet payouts, privacy (no-or low-KYC options), big game libraries and generous bonuses. Di combined top picks include Betpanda (best overall; 13+ coins, zero-fee deposits/withdrawals, provably fair), CoinCasino (near-instant withdrawals, 4,000+ games, 200% welcome up to $30,000 + 100 free spins), 2UP (~7,000 games, ~15 cryptos, strong VIP rewards), WSM Casino (mobile-first, native token ecosystem, instant payouts), Jackbit (hundreds of coins including DOGE, sportsbook), BitStarz (trusted, up to 5 BTC welcome + 190 free spins), 7Bit (7,000+ titles, provably fair) and Crypto-Games.io (lightweight mobile, 4,000+ games). Across platforms di selling points na instant crypto payouts, multi-crypto support (BTC, ETH, USDT and many altcoins), provably fair/RNG games, large live-dealer and sportsbook libraries, recurring promotions and flexible bonus structures. Operational checks to watch: hidden withdrawal limits, delayed payouts, KYC thresholds, licensing (Curacao, Mwali/Anjouan), SSL security and 24/7 support. For traders, di roundup fit mean potential increases in on-chain casino volume and short-term spikes in crypto transfers as players move funds between wallets, exchanges and casinos — affecting exchange flows and short-term liquidity. Recommended player practice noted across reviews: deposit small amount ($25–$50) to unlock higher bonus caps and faster crypto cashouts. SEO keywords integrated: crypto casinos, Bitcoin casino, instant crypto payouts, provably fair games.

One long-dormant Ethereum whale wey collect 135,000 ETH since 2017 don finish im exit after series of transfers go Gemini exchange. For Jan 27, on-chain analyst Lookonchain/Yujun report say the wallet move the remaining ~85,000 ETH (about $245–$250M depending on price) to Gemini, finish the liquidation wey start earlier (about 36 hours of transfers). The address originally buy the whole 135,000 ETH for Bitfinex in 2017 for about $90 per ETH (≈$1.22M total). After the last inbound to Gemini, the net movement equal the full holding wey now value near $390–$395M, represent roughly 32x unrealized gain vs the original cost. No immediate on-chain sell execution report besides the exchange deposits, but large exchange inflows usually increase the chance of near-term selling pressure. Traders make watch for increased sell-side liquidity and short-term volatility for ETH trading pairs as market people react to historic long-term holder wey fully move to exchange. Primary keywords: ETH, Ethereum whale, Gemini, exchange inflow, on-chain analytics.

Shiba Inu (SHIB) don see big, concentrated on‑chain movements as price dey weak recently, and this one dey raise short‑term volatility plus questions about liquidity for traders. Earlier report show six‑month high for whale transfers — reportedly about 1.06 trillion SHIB flowed into exchanges and other whale transfers of about 400 billion SHIB — later data show roughly 26 billion SHIB move go whale addresses after price drop. Santiment and other on‑chain trackers flag both massive withdrawals (8+ trillion SHIB removed from centralized exchanges in 24 hours) and significant inbound transfers to known whale or exchange cold wallets. Traders make dem note: (1) transfers alone no mean intent — fit be accumulation, staking, redistribution or preparation to sell on exchange; (2) big withdrawals from exchanges fit reduce sell‑side liquidity and make price moves more extreme; (3) inbound deposits to exchanges increase immediate sell pressure risk. Key metrics to watch: exchange balances, labeled whale wallet activity, transfer destinations (exchange vs private cold wallets), on‑chain volume spikes and recent price action. Short term: higher volatility with chance of sharp sell pressure if whales deposit to exchanges or bullish squeezes if supply tightens off‑exchange. Long term: impact depend whether big holders dey accumulate to hodl/stake or dey redistribute to realise profits. For trading: validate on‑chain labels and exchange inflow/outflow trends before you take directional positions, use tighter risk controls, and watch volume and order‑book depth for confirmation.

Bitwise, wit Proficio Capital Partners, don launch Bitwise Proficio Currency Debasement ETF (BPRO), na company dey manage actively wey mix gold, Bitcoin and oda hard assets to protect against fiat currency wey dey lose value as US debt dey rise and dollar buying power dey weak. The ETF must hold at least 25% gold and fit put money for Bitcoin, silver, platinum, palladium and mining equities. Bitwise dey highlight say Bitcoin get capped supply wey complement gold wey don long time be scarcity hedge. BPRO record about $13.2 million trading volume and around $52.4 million assets under management on day one, showing investor interest and e resemble similar product wey 21Shares get. Market context: for the past year gold don jump about ~78% while BTC don drop ~14%; BTC–gold correlation turn negative after the October 10, 2025 crash and efforts to make correlation positive again early 2026 don scatter because geopolitical tension and stress for Japan bond market. For traders: steady inflows into BPRO fit channel capital into both BTC and gold, fit reduce Bitcoin standalone volatility and create cross-asset flow dynamics. Monitor ETF inflows/outflows, BTC–gold correlation changes, macro drivers (US debt, dollar strength, inflation expectations, geopolitical risk) and competing ETF launches to guide short-term trades and longer-term portfolio hedges. Keywords: Bitcoin, gold, debasement, ETF, Bitwise, hedge, BTC–gold correlation.

BitGo Holdings (BTG) comot for NYSE with $18 IPO price and e start dey jump about 25% for di first day, because people dey knack demand for dia institutional custody business and di strong assets-wey dem dey custody. But di rally no last: shares fall next day, drop as e reach 13.4% and even kuku go under di IPO price. Analysts dey talk say na first-day profit-taking, small public float, and weak market momentum for crypto-related stocks be di cause. For IPO valuation e near $2 billion; BitGo talk say dem get over $90 billion assets under custody. Di listing still join wit interest for tokenization—earlier reports mention plans to make tokenized versions of BitGo stock—show say traditional equity listings dey link more with blockchain-based financial products. For traders, di debut show say dem don dey more selective for crypto equities, new listings fit get high short-term volatility, and fundamentals plus float dynamics matter when you dey size positions.

Sen. Cynthia Lummis dey push make dem pass CLARITY Act quick so e go create clear crypto market structure for US, define who SEC and CFTC get jurisdiction, and set how exchanges, brokers and stablecoin rules go register. The bill wan make e clear which tokens be securities or commodities, make consumer protection strong, and shift policy comot for wetin enforcement dey do. Industry reaction mix: supporters talk say the law go reduce legal wahala for DeFi, ginger institutional money and make firms remain for country; critics like Coinbase CEO Brian Armstrong dey oppose things like stablecoin yield ban, and people from Ripple and Cardano don argue the details public. Plenty legislative wahala still dey — House and Senate versions differ on regulator power and customer protections, and to pass for Senate likely need bipartisan support to reach 60 votes. Lummis mention say global regulation dey move (EU MiCA, national steps) and political window dey to finalize rules. For traders: if CLARITY Act succeed e go likely reduce policy risk, increase institutional participation, and help market mature, but delay or big changes go keep legal confusion and fit make volatile reactions continue.

Kansas Senator Craig Bowser bring Senate Bill 352 wey dey propose make state create one "Bitcoin and digital assets reserve fund" by amending di state law for unclaimed property. Di bill talk say digital property wey nobody claim after three years fit go into di reserve. Custodial digital assets must dey deliver to qualified custodian within 30 days after reporting; custodians fit stake di assets and collect airdrops, and any staking/airdrop proceeds wey still no claim after three years go flow into di reserve. Kansas State Treasurer go manage di reserve and keep di assets with licensed custodians, including chartered banks and trust companies. SB 352 explicitly forbid putting Bitcoin into di state general fund — Bitcoin holdings must remain segregated — but e require say 10% of every non-Bitcoin digital-asset deposit make e transfer go state general fund. Di measure focus on custody and use of digital property wey dem don already collect, no be to allow di state to buy crypto directly. Di bill don refer go di Committee on Financial Institutions and Insurance for review. SB 352 follow similar unclaimed-property reserve models for other states and add to di growing trend of U.S. states wey dey explore Bitcoin reserves; Kansas don get related proposals before like SB 34 to allow pension exposure to Bitcoin ETFs. Key SEO keywords: Kansas, Bitcoin reserve, unclaimed property, digital assets, staking, airdrops, custody.

X don roll out "Starterpacks", about 1,000 algorithm-curated follow-lists (dem get plan to make am reach about 3,000) wey group influential accounts by topic and region so new users go get immediate, personalized feed. Product head Nikita Bier talk say the packs dey map authoritative voices across categories — including Bitcoin and wider crypto — and dem wan reduce onboarding wahala by making users follow ready-made groups instead of to dey find accounts one by one. The feature come after regulatory pressure and moves make things transparent (X open-sourced im Grok recommendation algorithm) and e show as Bitcoin-related posts for X don drop year-on-year because Bluesky and Threads dey compete. Community people dey warn say Starterpacks fit concentrate visibility on big crypto figures (like big exchange founders and protocol leads), this one fit make new users dey exposed to promotional or manipulative accounts; X never fully reveal how dem pick accounts. For traders, Starterpacks fit amplify on-platform narratives by gathering influential crypto voices for early discovery flows, fit make sentiment-driven short-term BTC volatility higher. Macro factors and policy still remain the main long-term price drivers, but tighter concentration of visible crypto accounts fit make markets react quicker to social narratives and announcements.

Ethereum co-founder Vitalik Buterin propose say make Distributed Validator Technology (DVT) dey inside protocol to reduce single-node risk and make ETH staking easy. For im Jan 21 post, Buterin yarn design wey allow each validator create up to 16 virtual identities (keys) wey dem share secret for different nodes and use threshold signatures so small group fit sign on-chain actions. The group go show as one validator on-chain, so slashing and downtime risk wey dey from single machine failure and client bugs go reduce. Buterin talk say DVT for protocol level go simpler and more secure pass the middleware solutions now (like Obol and SSV) wey dey rely sometimes on off-chain coordination. Native DVT fit lower operator uptime requirements, cut operational and insurance costs for custodial services, encourage solo and collective self-custodial staking, and support more decentralised staking and liquid staking token (LST) markets. To implement go need multiple EIPs, heavy testing, and community consensus; challenges include avoid extra latency, keep validator UX simple, and decide whether DVT go optional or mandatory. For traders: the proposal reduce systemic staking risk, fit increase staking participation and LST issuance over time, and fit slowly strengthen ETH staking fundamentals—small bullish factor for ETH. Next steps: technical research, specification drafting, EIPs, and community discussion before any future hard fork.

Galaxy Digital wey Mike Novogratz dey lead plan to launch $100 million long/short hedge fund for Q1 2026 wey go trade crypto tokens plus fintech/financial-services equities. Joe Armao go manage the fund, wey dey target up to 30% allocation to cryptocurrencies (including major altcoins) and about 70% to traditional financial and fintech stocks. Family offices, high-net-worth investors and some institutions don commit about $100 million; Galaxy go put seed capital but dem never talk exact amount. Management describe the strategy as fit for higher volatility and market wey don move beyond "up-only" phase — dem want make money from prices wey go up and prices wey go down. Novogratz call Bitcoin current price "disappointing," say BTC need to visit around $100k–$103k again to resume stronger uptrend. Reports note short-term volatility for Bitcoin (intraday moves from about $95k down to ~ $87.9k then recover near $89.4k), which make the case for multi-directional approach stronger. Galaxy dey also expand im ecosystem, don finish tokenised collateralised loan obligation on Avalanche and finance about $75 million in loans, and dem don get approval to expand power for im Helios data centre to support mining and high-performance computing.

Grayscale Investments don file Form S‑1 (dated Jan 20, 2026) with US SEC to convert their existing NEAR Protocol Trust into one spot NEAR ETF wey dem go rename Grayscale Near Trust ETF and, if dem approve am, list am for NYSE Arca under ticker GSNR. The filing dey move the product from OTCQB go national securities exchange and e name key service providers: CSC Delaware Trust Company (trustee), BNY Mellon (administrator and transfer agent), Continental Stock Transfer and Trust Company (co‑transfer agent), Coinbase (prime broker) and Coinbase Custody Trust Company (custodian). The ETF go track NEAR spot prices using CoinDesk NEAR CCIXber Reference Rate and e fit allow staking through vetted third‑party providers, with staking arrangements and fee details wey dem go disclose for later filings. After the filing, NEAR see short intraday price rebound (about $1.44 → $1.80) and spot volume surge (~$316M 24h); open interest for NEAR futures rise too, even though the token still under the 50‑ and 200‑day moving averages and e down year‑on‑year. The conversion na part of larger trend wey legacy crypto trusts dey turn into regulated spot ETFs (other issuers don file or dey explore altcoin ETFs), showing more permissive US regulatory backdrop. For traders, ETF approval fit bring institutional and retail inflows, improve liquidity, and create new regulated demand for NEAR; staking‑enabled ETF design fit also bring yield dynamics wey no common for traditional spot ETFs. But current technical resistance and macro risks fit limit near‑term upside despite increased derivatives activity.

Injective (INJ) voters approve IIP-617 — “INJ Supply Squeeze” — wit 99.89% support, wey put tokenomics change wey reduce ongoing INJ issuance and quicken buyback-and-burn methods. Injective talk say about 6.85 million INJ don already burn since mainnet, and the new plan dey meant to "double the rate of deflation," mix lower issuance with faster community buybacks to shrink circulating supply over time. The vote pass as price and network activity dey weak: INJ don drop well over the last 12 months and e dey trade near $4.64 when dem report, while Injective’s TVL don fall from >$60M in 2024 to about $18.7M. The move dem see as long-term structural bullish driver if dem fit execute, though short-term volatility fit happen because TVL low, on‑chain activity slow and sentiment bad. Possible upside catalysts include interest from institutional products (staked-INJ ETF filings) and renewed ecosystem growth, but traders need weigh steady burn/buyback follow-through against liquidity limits and macro pressure.

Canaan Inc., company wey dey make cryptocurrency mining hardware, don receive Nasdaq deficiency notice after hin American Depositary Shares begin dey trade under di $1.00 minimum bid. Nasdaq notice start 180-calendar-day cure period: Canaan must get closing bid of at least $1.00 for at least 10 consecutive trading days to regain compliance. Company fit request extra 180-day extension if e show credible plan to cure the deficiency. Di drop for share follow weak orders and lower demand for mining rigs, plus buyers dey shift interest to AI compute hardware, wey don pressure revenues. Options for management include do reverse stock split to raise per-share price, improve sales and cash flow, or find other capital measures — each option get trade-offs for shareholders. Trading go continue while Canaan dey try regain compliance; if dem no fit, Nasdaq fit start delisting procedures. Traders suppose monitor Canaan stock (micro-/small-cap risk), company filings about restructuring or finance measures, and bitcoin market moves wey affect miner revenues.

Bloomberg report show say Trump family net worth of $6.8 billion don shift well into crypto-related assets, wey now be about 20% (~$1.4 billion) of di portfolio. Di move — wey Eric Trump and Donald Trump Jr. dey lead — center for three main vehicles: World Liberty Financial (WLFI), Trump-branded memecoins (TRUMP and MELANIA), and stake for American Bitcoin Corp. (Bitcoin mining company). WLFI reportedly sell $550 million tokens, bring like $390 million for di family, and later launch dollar-pegged stablecoin wey market value pass $3 billion; Bloomberg estimate WLFI business value above $300 million. Di memecoins make roughly $280 million proceeds. Eric Trump get about 7.4% of American Bitcoin (≈$114 million), although dat equity don drop from September highs. Bloomberg exclude locked WLFI founder tokens wey value about $3.8 billion from im calculations. Analysts talk say diversification, liquidity needs and perceived institutional acceptance of crypto dey drive am; contrasts include volatility for Trump Media and wider crypto market cycles, so net-worth growth dey limited so far. For traders: concentrated, high-profile allocations to memecoins, WLFI-linked tokens and Bitcoin-mining equity go increase headline risk, market attention and possible volatility for those tokens and related markets. Expect higher scrutiny and possible liquidity squeezes for token markets tied to Trump brand, and watch regulatory or disclosure developments fit quickly move prices.

Binance go pause THORChain (RUNE) deposit and withdrawal small time from 22 January 2025 for 20:00 UTC to support one scheduled THORChain protocol upgrade. Spot trading for RUNE go still dey active during the maintenance. Binance talk say the pause — normally 2–8 hours but e depend on network stability checks — na to upgrade nodes and make sure funds no loss or jam during the chain transition. The upgrade suppose happen automatically once the target block height reach; deposits and withdrawals go resume only after Binance confirm say the network stable. Users make dem finish any pending deposits or withdrawals before the deadline, check transaction history, and follow Binance official channels for the resume notice. The upgrade na part of THORChain roadmap to improve cross-chain liquidity, security and interoperability. Normally exchanges dey pause for chain upgrades, but e fit cause short-term volatility for RUNE market, so traders suppose prepare for possible price swings and liquidity changes during and after the maintenance window.

US mortgage lenders don dey start to accept some cryptocurrency holdings—mainly Bitcoin—when dem dey underwrite purchase, refinance and investment-property loans, but adoption still limited and e get valuation and regulatory risks. Pennsylvania-based Newrez talk say dem go recognise some crypto assets from February after Federal Housing Finance Agency (FHFA) direct Fannie Mae and Freddie Mac make plan to consider crypto for mortgage applications. FHFA guidance require say assets must dey held on US-regulated exchanges and e call for risk-mitigation measures; e no force lenders to accept crypto. Expect say most market acceptance go concentrate on BTC, other tokens go get limited uptake. Lenders likely go apply heavy haircuts to crypto valuations to buffer volatility, and that one reduce borrowers’ effective collateral. Plenty crypto-backed mortgages fit remain for private-label or jumbo channels instead of to be securitised into Fannie/Freddie pools. The policy change get political side: supporters dey argue say e fit expand homeownership for younger holders while critics dey warn about conflicts of interest and systemic risk. Legislative efforts to codify the guidance still dey stalled. For traders: watch institutional mortgage products tied to BTC, possible downward pricing pressure from forced liquidations or valuation discounts on crypto wey dem use as collateral, and regulatory developments wey fit affect BTC liquidity and volatility. Key keywords: crypto mortgages, BTC collateral, FHFA guidance, valuation haircut, private-label mortgage.

Cardano founder Charles Hoskinson publicly attack Ripple CEO Brad Garlinghouse because e dey support the current draft of US crypto market-structure bill (CLARITY Act). Hoskinson talk say the bill get wahala and e fit lock rules wey go favor banks and waka dey the finance industry, make SEC power strong pass before, and put AML plus compliance wahala on decentralized protocols — wey fit limit DeFi and permissionless innovation. Garlinghouse reply say make dem do pragmatic engagement: e dey support tryna get workable regulatory clarity now and solve the remaining issues during the Senate markup and reconciliation process. The beef show di wider split for di industry between people wey want immediate legal certainty to avoid enforcement and regulatory arbitrage and people wey dey fear short-term compromises go make long-term disadvantages for decentralized projects. Traders suppose dey watch upcoming procedural steps — including delayed Senate markup and committee reviews — cos results fit shift incentives to centralised institutions (boost incumbent-backed stablecoins and intermediaries) or keep DeFi competitive. Key trading implications: higher regulatory uncertainty for tokens tied to DeFi and stablecoins (e.g., ADA, XRP), possible volatility around markup votes and amendments, and sector rotation between centralized platforms and permissionless projects depending on legislative changes.

India Reserve Bank (RBI) don propose make dem link central bank digital currencies (CBDCs) among BRICS members so dem fit build interoperable payment corridor for trade, remittance and travel. Di plan na be to connect CBDCs wey participating central banks issue make dem reduce reliance on correspondent banking, cut costs and make settlement faster across member countries. To implement e go need technical and regulatory coordination on interoperability, AML/sanctions compliance, privacy, governance and operational resilience; details like timelines, exact currencies wey go join and settlement rails still never clear. Di proposal dey support wider international use of India digital rupee (e‑rupee) and e reflect how major emerging economies dey interested for CBDC‑based cross‑border rails. Market implications for traders fit include reduced demand for correspondent banking services and some fiat‑backed payment intermediaries, shifts in FX settlement corridors, and longer‑term central bank–controlled liquidity wey go replace some private payment token flows. Make you watch pilot outcomes, policy details and any BRICS agreement (for example for 2026 summit) to sabi effects on FX flows, settlement times and demand for stablecoins and crypto liquidity.