Latest Crypto News | Bitcoin, Ethereum and Altcoin Updates

Hyderabad cybercrime police arrested two men, Ravi Kumar Lal and Shivendra Ashok Singh, linked to a fake crypto investment scheme that defrauded a 53‑year‑old resident of Rs. 12.3 lakh between August 13 and 28. Operating from Vash, Navi Mumbai, the suspects used unsolicited WhatsApp messages and sham firms (Flames Alliance, Munoth Capital Investment Limited) to direct victims to doctored trading platforms showing fabricated profit dashboards. Victims were coaxed to transfer funds into mule bank accounts; small withdrawals were initially allowed to build trust before access was blocked. Police seized four mobile phones and three cheque books during raids and say the duo are tied to multiple interstate schemes, including other cases involving losses of over Rs. 26 lakh. Authorities reported this modus operandi mirrors more than 50 similar cases across India in 2025, with recorded collective losses exceeding Rs. 100 crore. Investigators highlighted factors that facilitate these scams: anonymity of digital wallets, lax oversight of crypto platforms and layered bank transfers. Police warned investors to avoid sharing OTPs or APKs that can redirect authentication, verify advisers through SEBI, report fraud promptly and seek certified financial advice. For traders: the arrests disrupt one network but underline persistent operational risks in an under‑regulated crypto ecosystem — expect continued enforcement actions and heightened scrutiny, but no direct price drivers for major crypto tokens.

Bitcoin has fallen about 28% from its October all-time high of $126,000 to roughly $91,000, marking the largest monthly drop since June 2022. Key drivers include roughly $3.5 billion of November outflows from Bitcoin ETFs (the largest since February), a $4.6 billion contraction in stablecoin market cap through Nov. 1, and significant selling by long-term holders. A large leveraged liquidation on Oct. 10 erased about $19 billion of market value and continues to weigh on sentiment. Analysts from 10X Research, Nansen and others say ETF vehicles have shifted from net buyers to sellers and miners, treasuries and institutions have reduced purchases, indicating capital is exiting crypto. The sell-off has been broad: total crypto market cap fell from about $4.28 trillion in early October to roughly $2.99 trillion; Ethereum (ETH) and Solana (SOL) declined ~38% and >40% respectively, and miner stocks (RIOT, MARA, IREN) plunged over 30%. Weekly on-chain flows also show meaningful net outflows into fiat. Traders should monitor Bitcoin ETF flows, stablecoin supply changes, miner and treasury selling, long-term holder on-chain activity, and macro catalysts — notably the U.S. Federal Reserve FOMC meeting on Dec. 9 — for near-term volatility and directional clues.

BlackRock’s spot Bitcoin ETFs — led by the U.S. iShares Bitcoin Trust (IBIT) and Brazil’s IBIT39 — have become a leading revenue source for the asset manager as combined assets approach $100 billion. IBIT, launched January 2024, reached roughly $70.7 billion AUM in a record 341 days, recording over $52 billion of first‑year net inflows and generating an estimated $245 million in annual fees by October 2025. BlackRock now holds about 3–4% of circulating Bitcoin via ETF exposure and has increased internal exposure to IBIT through its Strategic Income Opportunities Portfolio by around 14%. Executives attribute strong inflows — and occasional large outflows in November — to ETF liquidity dynamics and retail reactions to price drawdowns; November outflows included roughly $2.34 billion across several days. Bitcoin fell from an October peak near $126,000 to around $91,000, testing conviction among late ETF buyers. Separately, two former BlackRock digital‑asset employees founded HelloTrade, a blockchain‑based mobile trading app for non‑U.S. users, which raised $4.6 million in seed funding. Key takeaways for traders: (1) IBIT’s size (over 3% of supply) means large ETF flows can materially affect market depth and price; (2) sustained institutional adoption boosts liquidity and legitimises fee revenue for legacy firms; (3) BlackRock’s own increased allocation signals institutional confidence but may introduce correlation between ETF flows and BTC price moves; (4) heightened retail/institutional flow dynamics can amplify short‑term volatility — monitor ETF flows, on‑chain supply concentration, and liquidity metrics when trading BTC.

Ethereum (ETH) has rebounded ~14% from the Nov. 21 low of $2,623 to trade near $3,047 and faces immediate resistance at $3,063. On-chain data show sustained accumulation by large-holder cohorts (10k–100k ETH) since June while mid-tier holders (100–10k ETH) have trimmed positions. Recent ETH spot ETF activity — including a reported ~ $200m surge last week and roughly $1.5bn YTD institutional inflows — has helped underpin demand but did not fully offset broader November outflows. Technicals: the weekly bullish structure remains intact above ~$2,100, while the 4‑hour structure is mixed-to-bearish with muted On‑Balance Volume and low trading volume, indicating buyers lack conviction. A clean breakout and retest above $3,063 with volume/OBV confirmation would be a high-probability buy signal targeting the $3,400–3,500 supply zone; failure to break or a rejection near $3,063 risks a pullback to near-term supports at $2,985 and $2,765 or a deeper weekly-structure test toward $2,100. Key trade takeaways: watch volume and OBV for breakout validation, monitor whale balance trends and ETF flows for sustained demand, use $3,063 as the short-term pivot and $2,100 weekly structure plus $2,985/$2,765 supports as risk anchors. This summary is for informational purposes and not financial advice.

On-chain data from Glassnode, highlighted by analyst Xaif Crypto, shows XRP balances held on centralized exchanges fell from about 3.95 billion XRP on 21 September to roughly 2.6 billion XRP on 27 November — a decline of more than 45% over 60 days. The drop indicates a substantial withdrawal of tokens from exchange custody, reducing immediately available sell-side liquidity. Analysts link the outflows to accumulation by large holders and rising institutional interest following the launch of spot-based investment vehicles. While lower exchange reserves can reduce near-term sell pressure and make order books more sensitive to new demand, Glassnode’s exchange-cluster metric has known limitations: on-chain clustering can misclassify addresses and operational transfers between hot and cold wallets or exchange-managed movements may skew short-term readings. Traders should watch upcoming exchange balance reports, trading volumes and order-book depth to see if the contraction persists. This shift is noteworthy for liquidity-sensitive strategies — it may increase volatility on large orders and amplify price moves if demand rises, but it does not guarantee a specific directional outcome.

Ethereum co‑founder Vitalik Buterin warned about privacy coin Zcash (ZEC), highlighting potential risks tied to its privacy features and regulatory scrutiny. Market commentary in the same report flagged XRP as showing technical patterns that could imply a 69% rally, while some analysts using Bollinger Bands suggested Bitcoin (BTC) could reach $100,000 in 2025. The piece synthesises developer concerns, on‑chain and technical analysis signals, and trader sentiment: regulatory and protocol risks for privacy coins (ZEC), bullish technical setups for XRP, and macro/volatility‑based forecasts for BTC. Key figures: Vitalik Buterin (comment on ZEC); unnamed analysts using Bollinger Bands for BTC; technical commentators noting XRP upside. Traders should note increased narrative risk around privacy tokens, potential momentum plays in XRP on breakout confirmation, and high‑volatility forecasts for BTC driven by band squeezes and macro catalysts.

IREN Limited secured roughly $9.7 billion in AI infrastructure contracts, including deals with Microsoft, and aims for $3.4 billion in annualized AI cloud revenue by end-2026. The company reported only $7 million in AI infrastructure revenue last quarter; bitcoin mining still accounts for ~95% of total revenue. With trailing twelve-month revenue around $689 million, a market capitalization near $14 billion, and deeply negative free cash flow, the planned leap from millions to billions in AI revenue presents significant execution risk. Key issues for traders: ramp speed required is enormous, capital and operational demands are high, and IREN remains exposed to cryptocurrency volatility while its AI business is unproven at scale. The article rates the stock a Hold, implying expectations for substantial growth may already be priced in and downside risk exists if contracts don’t convert into recurring revenue quickly.

Defi analytics from DefiLlama show Pump.fun recorded approximately $1.1 million in revenue over the past 24 hours, overtaking Hyperliquid (around $1.08 million) to become the third-largest daily revenue generator among crypto liquidity providers. Tether led with about $23.51 million and Circle followed with $7.98 million. Analysts say the snapshot highlights growing scale among mid-tier venues while top incumbents retain dominant revenue shares. Traders should monitor DefiLlama updates for real-time revenue distribution and platform performance metrics—useful for assessing liquidity concentration and counterparty risk in DeFi markets. Primary keywords: Pump.fun, DeFi revenue, DefiLlama. Secondary keywords: liquidity providers, Hyperliquid, Tether, Circle, platform revenue.

China’s central bank convened a multi-agency meeting in Beijing and issued a firm restatement that cryptocurrencies have no legal status on the mainland and will face strict enforcement. The People’s Bank of China (PBoC) emphasized that the 2021 ban on crypto trading and mining remains effective and cited a recent resurgence of digital-asset speculation. Stablecoins were specifically flagged as a major risk for weak KYC/AML controls, fraudulent fundraising, illegal cross-border flows, underground payments and broader financial instability. Former PBoC governor Zhou Xiaochuan also warned that ungoverned stablecoins could become tools for speculation and fraud. Meanwhile, China is advancing its digital yuan pilot — now exceeding 225 million personal wallets — positioning a state-controlled CBDC as the preferred digital payment path. The announcement contrasts with Hong Kong’s push to become a regulated crypto hub; Beijing allows limited experimentation there but has intervened to curb plans that might spill into the mainland. Implications for traders: expect continued regulatory pressure on crypto activity linked to China, increased scrutiny of stablecoin flows, and a reinforcement of demand-side differentiation between state-backed CBDCs and private stablecoins.

By mid-2025 central banks in 134 countries (covering 98% of global GDP) are exploring central bank digital currencies (CBDCs). The landscape has split: retail CBDCs aimed at public use face weak adoption—examples include Nigeria’s eNaira (0.38% of currency in circulation by end‑2023) and the Bahamas’ Sand Dollar (≈150,000 wallets by late 2023)—because private payment apps already meet consumer needs and central banks intentionally constrain features to avoid bank disintermediation. In contrast, wholesale CBDCs for interbank settlement are advancing through pilots, often using DLT, since they attract less political resistance and deliver near‑term efficiency gains for banks. The main market risk is fragmentation: with no shared standards, isolated national systems could form “digital islands,” increasing cross‑border frictions for banks and complicating liquidity flows. Interoperability, layered architectures (L2 connectors), programmability (smart contracts), and embedded compliance (AML/KYC/capital controls) are presented as required design principles. Coordination is emerging via BIS Innovation Hub, IMF talks and private consortia, but moving pilots to production will determine whether CBDCs become an integrated global settlement fabric or a set of incompatible national systems.

Veteran short-seller Jim Chanos and investor Michael Burry have raised fresh warnings about Nvidia’s role in the AI boom, saying the chipmaker’s investments in its customers and the sector’s rapid data‑center build‑out create financial risks for markets. Chanos accused Nvidia of effectively funding cash‑burning customers (naming OpenAI, xAI, CoreWeave and Nebius) so they can continue buying Nvidia chips, a pattern he likened to past vendor‑financing failures such as Lucent. Nvidia denies using vendor financing or accounting tricks, saying customers pay within 53 days and its books are clean. Burry flagged “suspicious revenue recognition” and warned the AI industry may be oversupplied. Both investors pointed to heavy borrowing by AI buyers — off‑balance‑sheet credit and loans used to finance hardware purchases — as amplifying systemic risk. The core concern: if demand for data centers and chips falls short in 2027–28, large orders could be canceled, exposing stretched balance sheets and prompting sharp market moves. Key names: Jim Chanos, Michael Burry, Nvidia, OpenAI, xAI, CoreWeave, Nebius. Primary keywords: Nvidia, vendor financing, AI chips, data centers. Secondary/semantic keywords: vendor financing, overcapacity, debt loads, revenue recognition, market risk.

Justin Sun (Sun Yuchen) posted on X on November 30 that his WeChat account was compromised and that he is urgently coordinating to recover access. The short bulletin contains no further details about how the breach occurred, extent of access or whether any funds or accounts were affected. The notice is primarily an immediate alert to followers and does not include official security advisories or transactional impacts. Traders should note the announcement because accounts of high-profile crypto figures being compromised can trigger short-term market reactions, social-engineering risks, and spoofed communications. Keywords: Justin Sun, WeChat hacked, account compromise, security alert, social-engineering.

This week’s crypto briefing covers G20 deliberations on global crypto standards, the evolving regulatory treatment of Decentralized Autonomous Trusts (DATs), and key market developments affecting traders. G20 finance ministers and regulators discussed harmonised standards for stablecoins, cross-border supervision, and anti-money laundering (AML) measures — reinforcing calls for consistent global rules. Policymakers highlighted interoperability, custody rules and clearer definitions for digital assets to reduce fragmentation. Separately, debate over the legal and operational status of DATs intensified: regulators are weighing whether DATs require new licensing regimes or fit under existing frameworks, with implications for custody, KYC/AML and fiduciary duties. Market events included modest price moves across major assets as liquidity remained sensitive to regulatory headlines; trading volumes and on-chain activity showed mixed signals, with spot BTC and ETH flows steady but derivatives open interest fluctuating. For traders, the week emphasises elevated regulatory risk and the need for active risk management around announcements. Primary considerations: potential compliance costs for projects, shifts in institutional participation depending on custody clarity, and volatility spikes around G20 statements and national rulemaking. Key takeaway: regulatory progress toward common standards could reduce long-term fragmentation (positive for liquidity), but near-term uncertainty around DATs and rule implementation may increase volatility and compliance-driven repricing.

Vitalik Buterin publicly warned the Zcash community against adopting token-based (on-chain) governance, arguing that leaving privacy policy to average token holders risks eroding Zcash’s core privacy guarantees. The debate intensified after a proposal from community member Artkor advocated for no changes to the Zcash Governance Community (ZCG). The community is split between maintaining the current governance model and moving toward on-chain governance. Traders are watching closely: ZEC rallied earlier in the privacy-altcoin season, peaking near $750 in early November, but has since pulled back and faces critical support levels around $450 and $379. Analysts in the article flag lower highs and lower lows, saying a drop below $427–$379 could trigger intensified selling and a full reversal from the recent peak. The discussion includes potential market flows to privacy-focused rivals like Monero if investors flee over perceived governance threats. The article notes negative sentiment has already impacted ZEC’s price and warns investors to do their own research; it is not investment advice.

Bitcoin is experiencing an "identity crisis" as exchange-traded funds (ETFs) attract increasing inflows and holdings in private wallets decline. On-chain analytics show a net outflow from self-custodied addresses for the first time in Bitcoin’s history, while ETF assets under management surpassed $50 billion by late 2025 and institutional inflows exceeded $20 billion in 2025. Key drivers include SEC-approved in-kind redemptions (2025), tax efficiencies, and ease of access via brokerages. SEC Commissioner Hester Peirce warned this shift could erode financial privacy and personal sovereignty. Notable industry moves—such as prominent analysts reallocating holdings to ETFs—illustrate a broader trend away from direct key management. For traders, the transition may change market dynamics: greater ETF dominance can concentrate flows, potentially increasing price sensitivity to institutional activity and affecting volatility. Traders should consider custody mix (direct holdings vs. ETF exposure), liquidity impacts of large ETF flows, and tax implications when positioning portfolios.

President Trump has narrowed the shortlist for Federal Reserve chair to five finalists: Kevin Hassett (NEC director), Governors Christopher Waller and Michelle Bowman, former Governor Kevin Warsh, and BlackRock’s Rick Rieder. Interviews are underway, coordinated by Scott Bessent, with a year-end choice expected ahead of Jerome Powell’s term expiry. Hassett is viewed as the frontrunner and explicitly favors faster, deeper cuts (he has supported a 50bp cut next month). All five candidates broadly favor cutting interest rates soon, citing a cooling labour market and other downside risks. Waller and Bowman — current Fed governors — have advocated earlier cuts; Bowman also emphasises regulatory rollbacks and stress-test transparency. Warsh attributes post‑pandemic inflation to fiscal and monetary excess, while Rieder warns of labour‑market softness despite corporate resilience. Markets have already priced in easier policy, lifting risk assets: traders should monitor interview developments, FOMC signals and timing/magnitude of potential cuts. For crypto traders, a Fed tilt toward faster rate relief raises the probability of greater liquidity, lower US interest rates and renewed upside for risk assets including BTC and ETH — but the exact path, inflation feedback and political constraints create key uncertainties.

Top public corporate treasuries and large on‑chain buyers continue accumulating Bitcoin. Data shows the top 100 public treasury companies now hold more than 1,058,000 BTC on their balance sheets, a trend spreading beyond traditional crypto firms to energy, fintech and conglomerates. J.P. Morgan has added roughly $300 million of exposure to Bitcoin via BlackRock’s IBIT ETF (including direct IBIT shares, external manager holdings, call options and puts), representing a risk‑managed entry onto its books. On‑chain metrics (Cumulative Volume Delta) indicate whale-sized spot orders ($10k–$1M) were steady net buyers after the recent local bottom, while retail flows remain muted and mid-sized traders are only beginning to turn positive. Implication for traders: institutional balance‑sheet demand and whale accumulation can underwrite price floors during weak sentiment and reduce immediate sell pressure, supporting a constructive near‑term outlook for BTC despite choppy markets.

Ethereum co-founder Vitalik Buterin publicly criticized proposals for Zcash (ZEC) to adopt token-based (coin) voting, saying token voting is “flawed in many ways” and risks empowering large wallets and the “median token holder” at the expense of privacy features. Buterin warned that ownership-weighted governance can gradually shift protocol decisions away from privacy-preserving engineering toward majority token-holder preferences, undermining decentralization in privacy-focused projects. His remarks come amid ongoing discussions in the Zcash ecosystem about governance changes; no concrete technical proposals or timelines were provided. Traders should monitor token distribution, major stakeholders, and any governance proposals, since a move to coin voting could create governance risk for ZEC and influence market sentiment.

XRP trades near $2.21 after a recent pullback. Analysts and AI models project a wide range of 2031 outcomes driven by ETF adoption, corporate treasury purchases, regulatory clarity and Ripple’s business expansion. The launch of Canary Capital’s spot XRP ETF (XRPC) and anticipated follow-up ETFs are expected to attract institutional flows. Several firms (Evernorth, VivoPower, Trident Digital) have disclosed XRP allocations for treasury use, signaling early corporate demand. A Google Gemini scenario analysis outlines three paths: (1) modest institutional adoption and ETF flows lifting XRP to $50–$75; (2) broader integration into cross-border payments, CBDC interoperability and treasuries pushing prices to $100–$200; (3) aggressive adoption where XRP becomes a major settlement asset, sending prices above $500–$1,000. Independent forecasters range from conservative (Changelly: ~$22–$37 by 2031) to bullish (24HrsCrypto: $92–$185 by 2030; EasyA founders: $1,000 by 2030). All forecasts highlight key dependencies: ETF-led institutional inflows, corporate adoption, clearer regulation and competition from other settlement solutions. Significant regulatory, market or competitive setbacks could prevent upside outcomes. This article is informational and not financial advice.

MicroStrategy holds ~649,870 BTC (~$59.2B market value) and CEO Phong Le says the company will only consider selling bitcoin if its market NAV (mNAV) falls below 1 and financing options vanish. The firm’s current mNAV is about 1.13 based on an average BTC cost of $74,000. Two mNAV calculation methods exist; MicroStrategy uses an enterprise-value-based formula (EV over Bitcoin NAV). Risks include potential removal from index providers (e.g., MSCI) triggering passive fund outflows and a convertible note maturing at year-end, which could strain liquidity if the share price remains depressed. Management calls selling a last resort to protect BTC-per-share economics and stresses maintaining financial discipline amid volatile BTC prices and a >50% share decline over six months. Key names: Phong Le (CEO) and Michael Saylor (Executive Chairman).

Bitcoin remained stuck near $91,000 as rising Fed rate-cut expectations buoyed stocks and gold but failed to spark a decisive BTC rally. CME FedWatch priced a Dec. 10 rate cut at 87% (up from 71% a week earlier). US labour data showing rising continuing claims contributed to expectations of looser policy. Derivatives metrics signalled caution: monthly futures basis held at a modest 4% premium (below typical 5–10% under normal carry), and put option volumes outpaced calls, indicating demand for downside protection. ETF flows were muted, with just $70 million net inflows in the week ending Nov. 28, and major corporate reserve holders showed no recent accumulation; SpaceX moved 1,163 BTC to new addresses, sparking sell speculation. Macro positives — Trump’s tax-cut talk and AI sector confidence after Google TPU progress — helped gold and equities; however Bitcoin’s path above $90k and toward $100k depends on renewed ETF inflows, easing risk aversion in derivatives, and potential liquidity injections. Key takeaways for traders: watch BTC spot at $90k as immediate support, monitor ETF weekly flows and put-to-call option ratios for shifts in sentiment, and track large on-chain movements from custodial addresses that could signal supply pressure.

SAHARA’s price plunged after an active market maker’s book was unwound, triggering exchange risk controls and forced liquidations. Coinotag, citing Crypto Fearless, reported the market maker had exposure across multiple tokens including SAHARA and MMT. Following the exchange’s detection of unusual market-making activity in one project, related addresses were identified and restricted under the platform’s risk governance. The subsequent liquidation of the firm’s positions amplified selling pressure and created a liquidity stress event, contributing to the sharp late‑night price drop. The episode highlights elevated counterparty and liquidity risk; strengthened surveillance and disciplined risk controls can mitigate cascading moves, but traders should be cautious of rapid token de‑leveraging and restricted addresses. Key points: large market‑maker unwind, exchange flagging and address restrictions, forced liquidations, cross‑token exposure (SAHARA, MMT), liquidity stress and amplified sell‑off.

Goldman Sachs’ Fixed Income, Currency and Commodities (FICC) team sees a December Federal Reserve rate cut as essentially locked in, with markets pricing about an 85% probability. The view, cited in a Wall Street Journal briefing, cites a softer labor backdrop and disciplined risk management among FOMC policymakers. Futures imply roughly 21 basis points of easing as the Fed enters its blackout window. Traders and strategists note that a liquidity-friendlier, risk-on macro environment from an expected cut could provide upward traction for major crypto assets such as Bitcoin and Ethereum, provided inflation and incoming macro data remain stable. Key details: 85% market-implied probability for a December cut; ~21 bps priced in via futures; FICC links the view to internal FOMC support and recent comments from officials. Primary keywords: Fed rate cut, Goldman Sachs FICC, December rate cut, Bitcoin, Ethereum. Secondary/semantic keywords: futures pricing, liquidity, risk-on, inflation, macro data.

Andreessen Horowitz (a16z) has published personal safety guidelines in response to a rising trend of crypto-related violent crime targeting founders, engineers and investors. The advisory—drafted with input from the firm’s Head of Security, a former U.S. Secret Service agent—recommends daily vigilance, reduced public exposure, home security upgrades, situational awareness (“yellow mode”), dividing crypto holdings across wallets/platforms, data-removal services to shrink digital footprints, and emergency plans including secondary decoy wallets. Independent security research cited in the advisory attributes at least 40 reported kidnappings and a 25% increase in targeted physical attacks since 2022 across the UK, Canada and the US, noting attackers often surveil targets for one to three weeks and exploit access via contractors, rideshare drivers or building staff. a16z warns attackers increasingly demand smaller, immediate transfers under $1M to limit traceability and urges preventive routines and non-lethal deterrents since crypto transactions are irreversible and rapid liquidation can follow compromise.

Cyberabad police raided a fake call centre in Ayyappa Society and arrested nine telecallers for running a sophisticated ‘Australian accent’ tech‑support scam that targeted Australians and other foreign victims. Operators used deceptive pop‑ups and phishing emails to prompt victims to call a supplied number; calls were routed via the X‑Lite app and remote access was obtained through AnyDesk to steal bank credentials. Stolen funds — estimated at Rs. 8–10 crore over the past year — were initially moved into Australian bank accounts held by Indian nationals, then converted into cryptocurrencies and laundered back to India via local digital payment channels and peer‑to‑peer platforms. Named arrestees include Y Ganesh, M Chennai Keshav, M Mondal, Eazaz Ahmed, Samvit Roy, Shannik Benerjee, M Mallick, Silpi Samadder and Kunal Singh; two alleged kingpins, Praveen and Prakash, remain at large. Police seized scripts, VoIP systems and logs showing targeted social‑engineering tactics and training materials for accent mimicry. The case underscores growing trends: accent‑based social engineering combined with crypto for cross‑border money laundering, complicating traceability and recovery. Authorities urge vigilance: verify unsolicited tech‑support messages, avoid remote‑access requests, use 2FA, and report suspicious activity to limit further losses.

Bitcoin’s price action shows strong alignment with patterns from the 2022 bear market: an 80% correlation on daily timeframes and roughly 98% on monthly timeframes. Analysts say this cross‑timeframe correlation signals a persistent link to prior downturns, implying that near‑term upside could be limited while downside risk remains material. If the pattern continues to repeat, a sustainable recovery may not begin until the first quarter of next year. Traders are advised to emphasise risk management — use validated metrics, protect positions, and avoid overleveraging — while monitoring recovery indicators and macro signals. The report stresses this is historical pattern analysis, not a certainty, and should be interpreted cautiously.

Charles Hoskinson, Cardano’s founder, has forecast a near-term increase in Total Value Locked (TVL) on Cardano (ADA) tied to upcoming launches — notably the Midnight data-protection platform and a rumored RealFi project. ADA is trading near multi-month lows and on-chain TVL has fallen sharply, leaving adoption and on-chain activity under scrutiny. Technically ADA looks oversold, but the network must convert announced initiatives into on-chain usage to restore investor confidence. Meanwhile, Mutuum Finance (MUTM) is running a high-profile presale that has raised $19.02 million and gained 18,250 holders. The presale is in Phase 6 at $0.035 per token (a ~250% increase from Phase 1); Phase 6 is nearly sold out (95% allocated) and Phase 7 will raise the price to $0.040. The project reports security reviews by Halborn, Sepolia V1 testnet confirmation in Q4 2025, a 24-hour leaderboard reward system, and card payments enabled for purchases. The article positions Cardano’s potential TVL recovery against Mutuum’s measurable pre-launch momentum and frames MUTM as an attractive short-term speculative opportunity for investors. Traders should note key metrics: ADA’s depressed price and falling TVL versus MUTM’s presale funds ($19.02M), holder count (18,250), current presale price ($0.035), and imminent price jump in Phase 7.

Bolivia is moving to embrace stablecoins as part of broader efforts to modernize its financial system and improve remittance flows. Lawmakers and financial authorities are discussing regulatory frameworks to allow stablecoin usage for payments and cross-border transfers, aiming to reduce costs and speed transactions for citizens and migrants. In contrast, Tether has suspended services in Uruguay, withdrawing its dollar-pegged stablecoin offerings there amid regulatory and operational concerns. The shift highlights divergent regional approaches: Bolivia’s regulatory openness could increase local stablecoin adoption and fintech innovation, while Tether’s exit from Uruguay raises compliance and market-access questions for stablecoin issuers. Traders should note potential increases in local stablecoin demand in Bolivia and localized liquidity movements tied to Tether’s retreat from Uruguay. Key themes include stablecoin regulation, cross-border remittances, and market access for issuers.

The XRP Ledger experienced a sudden, large spike in AccountSet transactions — reportedly 20,000–40,000 simultaneous actions — that security researchers say is too structured to be ordinary user activity. Analyst Vet highlighted the wave as controlled and deliberate, consistent with large-scale infrastructure setup: updating keys, toggling flags, creating wallet clusters or prepping institutional environments. This contrasts with a prior BitGo incident that was an automation/script failure producing looping tiny payments. Concurrent exchange flows show Binance with ~68 million XRP outflows in seven days and ~35 million over the past month, while South Korean exchanges UPbit and Bithumb recorded sizable monthly inflows. The pattern suggests backend reconfiguration and balance redistribution across major venues, though no operator has been publicly identified. Key keywords: XRP Ledger, AccountSet transactions, wallet clusters, exchange flows, Binance outflows.