Latest Crypto News | Bitcoin, Ethereum and Altcoin Updates

The UK Financial Conduct Authority (FCA) is set to implement major regulatory changes in the cryptocurrency market, proposing a ban on the use of borrowed funds—including credit cards, loans, and credit lines—for purchasing digital assets such as bitcoin. This initiative comes in response to a sharp increase in UK retail crypto investors using credit to purchase cryptocurrencies, rising from 6% in 2022 to 14% in 2024, according to FCA data. The move aims to improve consumer protection by reducing speculative, high-risk behaviour reminiscent of gambling. The proposed ban would extend beyond traditional credit sources to include fintech and digital-asset-specific lenders. There may be exceptions for stablecoins issued by FCA-regulated entities. The FCA is also considering stricter measures for crypto lending, borrowing, and staking, potentially restricting these high-risk activities to institutional investors. These proposals are part of a broader governmental effort to enhance transparency, investor education, and overall regulation within the UK’s digital asset sector, which now includes around 7 million adult holders (about 12% of the population). Public consultation on the proposals will remain open until June 13, 2025. This evolving regulatory stance may significantly impact retail access to crypto, overall market participation, and could alter the trading landscape, particularly in regards to leveraged trading and high-risk products.

Goldman Sachs is significantly expanding its cryptocurrency and digital asset services, planning to launch 24/7 trading for tokenized U.S. Treasury bonds and money market funds in 2025. The firm will undertake three tokenization projects, including the first-ever tokenization of a U.S. fund, as part of its broader strategy to boost on-chain exposure to traditional assets for institutional clients. This expansion includes new trading options, a re-launch of Bitcoin-backed lending to strengthen liquidity, and an active role as an authorized participant in Bitcoin ETFs such as BlackRock’s IBIT. By utilizing private blockchains, Goldman aims to meet regulatory standards and enhance security. These efforts are designed to improve market liquidity, efficiency, and settlement speed, reflecting a trend among major Wall Street firms like Morgan Stanley to more deeply integrate blockchain and tokenized assets. For crypto traders, Goldman’s 24/7 tokenized trading initiative signals growing mainstream institutional acceptance of digital assets, potentially increasing institutional demand, market accessibility, and real-world asset tokenization.

The cryptocurrency market is seeing heightened activity as PEPE, a leading meme coin, jumped 16.25% amid increased trader optimism and strong trading volumes. Analysts caution that despite the rally, PEPE remains a high-risk option, with potential for sharp downturns if bearish sentiment resurfaces. In parallel, MANTRA executed a significant token burn, eliminating 300 million tokens from circulation to advance its deflationary strategy and support potential price appreciation. Meanwhile, BlockDAG, a rising blockchain project, achieved a milestone by raising over $225 million in its presale after launching a limited-time $0.0019 token offer. With fundraising now up 2,380% since launch and expectations of exchange listings and developer partnerships, BlockDAG is positioning itself for sustained long-term growth. These developments highlight robust trader interest in both speculative meme coins and innovative blockchain projects, signaling increased competition and market volatility in the crypto sector.

South Korea’s crypto landscape is undergoing rapid transformation, as digital asset trading volumes on major exchanges, including Upbit, have recently surpassed traditional stock markets. Upbit’s new listing of SIGN on KRW, BTC, and USDT markets marks ongoing market innovation. A Bank of Korea report highlights that digital asset holdings reached $73.3 billion by 2024, with daily trading peaking at $12 billion, overtaking traditional equities. The number of crypto accounts has also surpassed those in stocks, revealing mainstream adoption rates between 32% and 35% of the population. On a global scale, significant trends underscore growing institutional adoption. Bitcoin exchange supply has dropped to a seven-year low (2,488,000 BTC), signaling increased long-term holding and growing institutional custody—historically bullish for Bitcoin’s price. Inflows into Bitcoin funds and ETFs continue to rise, driven in part by major events such as Donald Trump’s re-election, which initially caused a sharp market correction but was followed by recovery and renewed confidence. Notable infrastructure and regulatory developments include Mastercard’s move to integrate stablecoins, Arizona’s bill allowing up to 10% of state funds to be invested in Bitcoin, and the French luxury brand Messika accepting crypto payments worldwide. Other notable advances are 1inch expanding to Solana and Ethereum’s planned Fusaka hard fork (minus the controversial EOF upgrade) set for late 2025. As speculative activity and high-risk products grow in South Korean and global markets, regulatory authorities are responding. The Bank of Korea, while supportive of innovation, stresses the need for robust oversight, particularly for stablecoins, echoing similar regulatory debates in Europe. For crypto traders, the convergence of local adoption, global institutional accumulation, regulatory scrutiny, and technical upgrades suggests continued market volatility but a robust, maturing trading environment. These changes are likely to support medium- to long-term price stability for BTC and related assets.

Fartcoin, a leading memecoin, has attracted significant attention after a substantial price rally, surging 178% over the past month and posting gains of 26.47% in the latest session. This price momentum has been matched by increased trading volumes, with derivatives volume rising and futures open positions exceeding $600 million, indicating elevated speculative activity among crypto traders. Notably, a major investor expanded their Fartcoin position, inspiring further market confidence. Concurrently, the Coldware project has generated considerable interest through its ongoing presale, drawing optimism about its future impact in the altcoin market. These developments highlight a shift in trader sentiment towards high-risk, high-reward assets. As both Fartcoin and Coldware experience heightened activity, traders should closely monitor for increased market volatility and reassess portfolio strategies to manage risk appropriately.

SPAR, the international supermarket chain, is expanding Bitcoin payments to all its stores in Switzerland after successful pilots in Zug and Kreuzlingen. The rollout leverages DFX Swiss’s OpenCryptoPay platform, which uses the Bitcoin Lightning Network for fast and low-cost transactions. Customers can pay at checkout by scanning a QR code with a Lightning-enabled wallet, offering speed and efficiency comparable to credit cards. This strategic move coincides with Switzerland’s ongoing crypto adoption—especially in retail—reinforcing Zug’s reputation as Crypto Valley. Despite growing institutional and public interest, the Swiss National Bank remains cautious, noting concerns over Bitcoin’s volatility and security for potential reserve inclusion. SPAR’s adoption strengthens Switzerland’s position as a leading crypto hub and signals increasing mainstream acceptance of crypto payments, potentially boosting positive sentiment in the Bitcoin payment ecosystem.

On April 21, 2025, the US Dollar Index (DXY) experienced a 1% drop to 98.24, indicating potential volatility in financial markets, including cryptocurrencies. By April 23, reports highlighted easing trade tensions that boosted the S&P 500 nearly 3% and propelled the DXY by approximately 20 points to 99.28, driven by improved trade relations. These developments suggest a potential uplift in market confidence and risk asset valuations, including in the cryptocurrency sector. Traders should monitor these macroeconomic changes, as they may influence cryptocurrency pricing and market sentiment, potentially affecting trading strategies and investment activities.

The Bank for International Settlements (BIS) has highlighted the potential of tokenizing real assets on blockchain to facilitate integration between decentralized finance (DeFi) and traditional finance. While this initiative might attract institutional investors, it could also present systemic risks requiring new regulatory frameworks, especially in banking and insurance. Regulatory adjustments are deemed crucial to preserve financial stability amid evolving DeFi ecosystems. The BIS reports cite the March 2023 banking stress, partly due to indirect cryptocurrency exposure, cautioning against challenges prompted by rapid interest rate hikes and bank failures. As a forward-looking insight, the alignment of traditional financial and DeFi infrastructures could necessitate regulatory evolution. Christopher Perkins of CoinFund counters this isolation approach, emphasizing DeFi transparency and warning against potential liquidity issues. This ongoing discourse encompasses themes of market stability, risk management, and crypto’s integration into mainstream finance, highlighting both the opportunities and risks this convergence entails.

Macroeconomist Lyn Alden has adjusted her Bitcoin price prediction for the end of 2025 from an earlier optimistic view due to recent U.S. tariff policies introduced by former President Trump in February. While optimistic that Bitcoin could reach $100,000, Alden acknowledges that recent tariffs could restrain its price potential. She emphasizes the impact of liquidity injections, such as Federal Reserve interventions, which could bolster Bitcoin prices similarly to pre-tariff scenarios. Alden also notes Bitcoin’s increased volatility due to its 24/7 trading nature, particularly during market turbulence, but remains hopeful that a weak U.S. dollar could support Bitcoin’s strength. Her views echo past economic conditions from 2003-2007, where capital flowed into commodities and emerging markets amid a weak dollar cycle. Other analysts provide varied opinions, with some suggesting further consolidation phases for Bitcoin or even higher price potential benefiting from current U.S. trade policies.

The recent developments in the cryptocurrency market highlight key predictions and price movements for Solana (SOL), Fartcoin, and IOTA. Initially spurred by the halt of U.S. tariffs on China, Solana rose by 6.12%, reaching $123.03, despite concerns over long-term sustainability due to network issues. Meanwhile, Fartcoin exhibited resilience against an expected drop, with forecasts suggesting a possible short-term rebound and a target of $1. IOTA continues to maintain significant investor interest since its 2017 peak, with potential for a rally if resistance is surpassed. Analysts anticipate a pullback for SOL, offering traders a buying opportunity with upward targets. The market reflects mixed sentiment, providing traders with various potential opportunities based on these evolving forecasts.

Economist Adam Posen and the Peterson Institute for International Economics (PIIE) have both issued warnings about the potential for stagflation in the U.S. economy, driven by policies from the Trump administration, including excessive Federal Reserve rate cuts and tariffs. These measures, along with tighter immigration policies and rising labor and housing costs, are seen as detrimental to economic growth and inflation control, increasing the risk of a recession. The situation is creating a complex macroeconomic environment with potential implications for global markets. Cryptocurrency traders should be aware of these factors as they could influence the volatility of the U.S. dollar and, subsequently, the broader asset markets, including cryptocurrencies.

Google will limit cryptocurrency-related advertising in the European Union to companies holding a license under the EU’s Markets in Crypto-Assets (MiCA) framework starting April 23, 2025. Advertisers must be recognized as Crypto-Asset Service Providers (CASP) adhering to both local and regional MiCA requirements. MiCA’s progressive implementation commenced in April 2023, with full enforcement for CASPs by December 2024. Exceptions include temporary transition periods for Finland, France, and Germany, which can continue advertising under national licenses until the end of December 2025 or later. Major exchanges, such as OKX and Crypto.com, have already secured MiCA licenses, indicating a trend towards more regulated and compliant advertising practices. Google will issue warnings before account suspensions for policy violations, reflecting a shift towards stricter advertising regulations in the digital asset sector. Alphabet Inc., Google’s parent company, is simultaneously increasing its involvement in crypto through AI growth and blockchain investments.

Solana (SOL) has experienced significant price fluctuations, with concerns from investors as its value dropped sharply. However, attention has shifted with the announcement of Coldware’s substantial $200 million Initial Coin Offering (ICO). This development is closely watched by traders and investors, anticipating its potential impact on Solana’s market performance, possibly reinstating an upward momentum. Experts suggest that despite current volatilities, Solana has the potential to recover and even achieve a price target surpassing $150 in the future. This situation underscores the dynamic and volatile nature of the cryptocurrency market, highlighting shifting investor confidence and market dynamics. As Coldware’s ICO unfolds, a successful outcome could boost Solana’s trading volumes and influence perception, solidifying its position and potential for future growth.

In a tightening liquidity market, memecoin RFC has crossed the $100 million market cap threshold, the only memecoin to do so in the past two months. Influencer ’Killin’ profited significantly from this rise, generating over $1 million. Killin initially invested in a concept similar to RFC, called $Retard, which attracted attention after notable interactions with figures like Elon Musk. Recognizing potential conflicts with $Retard, Killin later pivoted to RFC, overcoming initial FOMO-induced mistakes and strategically averaging down his investments when the market cap was between $4 to $5 million. His focus on the ’attention economy’ led to greater returns as RFC gained sustained interest, emphasizing the speculative yet potentially rewarding nature of meme coins. This event underlines the importance of recognizing social media’s impact on cryptocurrency performance and provides a case study on how influential personalities can navigate volatile markets to their advantage.

Russian logistics company, ETE Group, is urging Prime Minister Mikhail Mishustin to establish a comprehensive cryptocurrency regulatory framework. This move aims to allow domestic companies to utilize cryptocurrencies for cross-border payments, tackling issues caused by Western sanctions and banking restrictions. ETE highlights the potential of crypto to overcome financial barriers such as high transaction costs and slow processing times, while also modernizing Russia’s financial infrastructure and attracting foreign investment. The proposal includes calls for legal status definitions, tax guidelines, and amendments to the Civil Code. The growing business interest in alternative payment solutions reflects an evolving economic landscape and points to impending regulatory changes in Russia.

Chainlink (LINK), developed by Sergey Nazarov and Steve Ellis, is a decentralized oracle network that connects smart contracts to real-world data and external systems. Launched on Ethereum’s mainnet in 2019, it has become a critical infrastructure for blockchain applications, especially in DeFi, ensuring secure and tamper-resistant data transmission through a decentralized node network. LINK, Chainlink’s native token, rewards node operators, enhancing its ecosystem. Chainlink supports cross-chain interoperability, expanding its application beyond DeFi into sectors like gaming and supply chain management. Its continued growth and robust partnerships with major companies, alongside its critical role as a leading oracle provider, underscore its importance in blockchain networks, making it attractive in both DeFi and beyond.

Amidst ongoing market turbulence due to President Trump’s aggressive tariff policies, expectations for an emergency Federal Reserve rate cut are rising. In early analysis, a 40% chance of a rate cut before the scheduled May meeting was observed, as investors fled high-risk investments for safer bonds, affecting yields. Recent insights from Bob Michele of JPMorgan Asset Management stress the urgency of immediate intervention by comparing the situation to past crises requiring quick Federal Reserve response. Despite Fed Chair Jerome Powell’s cautious stance on rate adjustments, the potential for rising inflation and economic slowdown loom large. While the CME FedWatch Tool shows a lower probability of a May rate cut at 34%, the anticipation for such a move continues, with a higher likelihood of change in June. The market activities in response to these developments might influence cryptocurrency trade by changing investor appetite for risk, thus affecting crypto market dynamics.

On April 2, 2025, the US House Financial Services Committee approved the CBDC Anti-Surveillance State Act with a 27-22 vote, advancing it to a full House vote. The bill, introduced by Representative Tom Emmer, seeks to prevent federal agencies, including the Federal Reserve, from issuing or using a digital dollar, with support from banking and blockchain sectors emphasizing privacy. Parallel efforts in the Senate by Senator Ted Cruz mirror concerns about governmental overreach and disruptions to traditional banking. Additionally, a stablecoin regulation bill is advancing, aiming to establish federal oversight and ensure compliance for issuers, signifying ongoing regulatory discussions that could impact digital currencies’ future in the US.

Pi Network has restarted its mainnet migration process, introducing email-based two-factor authentication to enhance security. This move aims to address concerns over network transparency and security amid a significant decline in PI coin value. The token has seen a price drop, suggesting traders’ skepticism despite security upgrades. Concurrently, WallitIQ is emerging as a strong competitor with its cutting-edge AI-wallet technology backed by institutional support. WallitIQ offers biometric authentication and AI-driven features, attracting market makers and investors, signaling a robust alternative to Pi. As WallitIQ’s presale token is priced attractively, it could pose a challenge to Pi Network’s market share. This competition highlights the volatile nature of the crypto market, where both projects strive to gain adoption and dominance.

Brian Armstrong, CEO of Coinbase, initially urged the U.S. Congress to pass legislation permitting stablecoin issuers to distribute interest earned on reserves to holders, aiming to democratize yields for investors globally. However, this proposal was rejected by French Hill, Chair of the U.S. House Financial Services Committee, due to a lack of consensus in Congress. Armstrong suggested modeling stablecoins like bank savings accounts to offer fair opportunities for ordinary investors. Despite this setback, the push for such initiatives reflects ongoing efforts to influence U.S. crypto policy, especially regarding the role of stablecoins within the financial system. The broader debate on regulation continues as stakeholders aim to maintain the U.S. dollar’s global dominance while balancing innovation with regulatory oversight.

A cryptocurrency trader turned a $2,000 investment in Pepe, a memecoin, into over $43 million, later securing a $10 million profit by selling at its peak. Despite Pepe dropping 74% from its peak, the trader achieved a 4,700-fold return. Now, the same trader is heavily investing in a new viral cryptocurrency, showcasing a strategic shift and indicating growing market interest and potential volatility in emerging crypto assets. This move underscores possible opportunities for traders seeking short-term gains. The article discusses the trader’s decision rationale and its implications on the broader crypto market, including the shift in capital from traditional altcoins like Solana to more volatile memecoins and emerging tokens.

Recent analyses from crypto analysts highlight potential declines in Bitcoin’s price, which may drop to between $50,000 and $65,000 amid ongoing economic uncertainty. This view is shaped by current global economic policies, including the Trump administration’s government spending cuts, tariff uncertainties, and slow responses from the Federal Reserve. Liquidity from central banks is expected to support Bitcoin in long-term growth, despite challenging conditions for risk assets in the short term. Hedge fund manager Quinn Thompson predicts a more prolonged decline for Bitcoin, suggesting a complex outlook due to prioritization of reduced asset prices. Analysts continue to monitor interest rate decisions closely, considering any reductions as signals for increased investments in cryptocurrencies. Hence, the broader market adopts a cautious approach while evaluating Bitcoin’s growth potential amid these dynamics.

Arthur Hayes anticipates Bitcoin to potentially reach $110,000 driven by easing inflation concerns and supportive U.S. monetary policies, followed by a correction to $76,500. Despite Bitcoin’s positive outlook, the DeFi sector faces disruptions as a whale exploits Hyperliquid’s algorithms for a $6.2 million gain from shorting a memecoin, highlighting potential volatility within DeFi. Additionally, Fidelity is exploring a dollar-backed stablecoin amid regulatory adjustments. Meanwhile, Polymarket is under scrutiny for governance manipulation concerns, and DWF Labs has introduced a $250 million fund to boost crypto adoption. Overall, the market shows cautious optimism for Bitcoin but remains watchful of fluctuations in the DeFi space.

Solana (SOL) has seen a significant rise due to strategic moves by BlackRock and GameStop. BlackRock’s BUIDL fund, which has incorporated Solana, reached $1.7 billion since March 2024, enhancing Solana’s appeal to institutional investors. Simultaneously, GameStop’s initiative to raise $1.3 billion for Bitcoin investments has further fueled optimism around Solana’s growth. Social sentiment has strongly favored Solana, as reported by Santiment, which shows an 18:1 positive-to-negative ratio. Additionally, the revival of Solana’s meme coin sector, led by tokens such as GHIBLI, contributes positively to its outlook. SOL’s price is currently at $138.60, with a 3.8% weekly gain, outperforming Bitcoin’s 2% increase. These developments could potentially drive Solana’s institutional adoption, possibly pushing its price target to $400 by year-end, although macroeconomic factors and past network issues could pose challenges.

A Binance staff member has been suspended for insider trading, using non-public BNB Chain information to capitalize on a token generation event. This incident, highlighting Binance’s internal control vulnerabilities, has led the exchange to seek legal actions against the accused while providing $100,000 to whistleblowers. The scandal has intensified interest in security-centered cryptocurrency projects like Best Wallet Token ($BEST), which boasts advanced self-custodial security features. Investors are optimistic about $BEST, now in presale, due to its innovative security attributes and potential market penetration.

A new media outlet has emerged as a prominent player in the cryptocurrency journalism sector, setting itself apart through a focus on detailed analysis, transparency, and unbiased reporting. Initially, it emphasized strategies for future success in the crypto media space by leveraging blockchain and adapting to market trends. It now aims to fill existing gaps in coverage by offering exclusive interviews with industry leaders, and deep dives into blockchain technology’s technical implications. With its commitment to providing factual, data-driven content, the outlet aspires to be a comprehensive and trusted source for crypto traders and investors, empowering them with the necessary information to make informed decisions in the rapidly evolving crypto market.

Tiamonds, known for diamond tokenization, is broadening its Total Tokenization program to encompass additional real-world assets like gold, silver, platinum, carbon credits, and commodities. This initiative aims to enhance liquidity, accessibility, and security of high-value markets via blockchain. By transitioning from the TIA to the new TOTO utility token, Tiamonds seeks to improve engagement within its ecosystem. The ongoing migration offers a seamless process for current token holders. Tiamonds’ Tokenization Report 2025-2030 details predicted growth in the tokenized asset market, propelled by key factors like institutional adoption, regulatory changes, and blockchain advances. Tiamonds positions these efforts as part of a shift towards a digital-first financial system, potentially expanding the real-world asset market beyond traditional financial boundaries. Steven Gaertner, Director of Tiamonds, highlights the transformation tokenization is bringing by providing secure, direct investment access to valuable assets.

The discussion centers around three affordable cryptocurrencies—ZACRO, Shiba Inu (SHIB), and Dogecoin (DOGE)—with promising potential for significant growth by 2025. ZACRO, priced at $0.01, is capitalizing on its airdrop program and community engagement, anticipating a price increase to $0.02. SHIB is benefiting from whale accumulation driving growth, currently trading at $0.00001349 with a market cap of $7.95 billion. DOGE continues to be impacted by Elon Musk’s public endorsements, trading at $0.2041 with a market cap of $30.28 billion. Investors are drawn to these cryptocurrencies as they offer inexpensive yet potentially lucrative avenues for diversification in crypto portfolios, underscored by active community support and project development.

Grayscale and 21Shares have both filed proposals for Polkadot (DOT) ETFs with the SEC, signaling increasing institutional interest in DOT. This development highlights Polkadot’s growing attraction as an investment asset. Key updates from the Polkadot ecosystem include the impending release of the Polkadot Hub for improved interoperability, and the launch of the Polkadot x ERA Global Program to support US market entry. Technological upgrades and strategic partnerships are enhancing the overall ecosystem, with OriginTrail leading in AI blockchain revenue. Initiatives such as asset bridging via Hyperbridge and governance developments point to a maturing ecosystem. This points to a positive market outlook for Polkadot, driven by strategic financial and technological advancements.