SoFi, a national bank-chartered fintech, has launched in-app crypto trading for its 12.6 million members. The SoFi crypto trading feature lets users buy, sell, and hold dozens of tokens—including Bitcoin (BTC), Ethereum (ETH) and Solana (SOL)—directly within the SoFi app. Funds are transferred straight from SoFi checking or savings accounts, removing the need for a separate wallet.
The launch follows spring 2025 guidance from the Office of the Comptroller of the Currency, which eased rules for banking-based crypto services. A waitlist promotion offers priority access and a chance to win one Bitcoin for sign-ups by November 30, 2025. This move taps growing demand for regulated, bank-backed crypto trading solutions.
CEO Anthony Noto said integrating banking and crypto trading in one app is critical for secure, regulated access to digital assets. Next steps include a US-dollar stablecoin, blockchain-based remittances and digital asset–backed lending. Analysts expect other banks and fintechs to adopt similar in-app crypto capabilities.
Bullish
SoFicrypto tradingnational bank charterstablecoinblockchain remittances
In October 2023, the UK’s Financial Conduct Authority (FCA) rolled out new crypto marketing rules that require risk warnings, positive-friction questionnaires, cooling-off periods and knowledge tests before retail trading. Kraken co-CEO Arjun Sethi argues these FCA crypto marketing rules slow trading speed, degrade customer experience and deter investors by blocking access to about 75% of US products, including yield and DeFi offerings. Sethi also confirmed Kraken’s plans for a New York listing, though he gave no timeline. Meanwhile, the UK is pursuing closer alignment with US oversight through a UK-US joint crypto sandbox and a Bank of England consultation on sterling-backed systemic stablecoins. Traders should watch these evolving UK crypto regulations closely, as heightened disclosure requirements and multi-step approvals could disrupt liquidity and market participation.
The Central Bank of the UAE has completed the first government payment using its Digital Dirham CBDC on the BIS Innovation Hub’s mBridge platform under the Financial Infrastructure Transformation (FIT) Programme. This pilot real-time settlement trial, processed in under two minutes, involved the UAE Ministry of Finance, Dubai Finance, and the Central Bank, and follows last year’s cross-border test with China. Senior officials, including Sheikh Mansour bin Zayed Al Nahyan and Governor Khaled Balama, praised the Digital Dirham for delivering faster settlements, lower operational costs, enhanced transparency, and improved financial inclusion. The pilot now shifts its focus to domestic use and paves the way for the full launch of the Digital Dirham in Q4 2025, with future phases expanding institutional testing and integrating smart contract features. This milestone positions the UAE at the forefront of CBDC innovation and modernises its payment system while ensuring financial stability.
Rumble has agreed to acquire German AI and high-performance computing firm Northern Data in an $800 million share-based transaction, converting each Northern Data share into 2.0281 new Class A Rumble shares. Backed by stablecoin issuer Tether, the acquisition includes Rumble’s commitment to purchase $150 million in GPU services from Northern Data and secure a $100 million advertising agreement as part of the deal. Separately, Tether will spend $150 million to buy GPUs from Rumble to launch a global independent AI network for content creators. Rumble CEO Chris Pavlovski said the move reinforces the platform’s freedom-first ethos and deepens collaboration with Tether. Pending shareholder approval of the exchange offer, the acquisition strengthens Rumble’s AI infrastructure with Northern Data’s GPU assets and underscores a broader crypto trend toward decentralized AI infrastructure investments. This positions Rumble to challenge leading video platforms and capitalize on crypto-driven AI growth opportunities.
Ozak AI’s $OZ token has sold over 1 billion tokens in its crypto presale, raising $4.54 million across seven phases. The price jumped from $0.001 to $0.014, rallying 1,300%. Traders eye potential 83× returns at a $1.00 listing price and up to 415× if $OZ reaches $3–$5 by 2026.
The project combines an AI arbitrage engine with the Ozak Stream Network (OSN) and DePIN infrastructure to deliver real-time analytics and secure data vaults. Key partnerships with Meganet’s 6.5 million-node bandwidth network and Pyth Network’s 100+ price feeds enhance data reliability and sub-second latency.
Tokenomics allocate 30% for the crypto presale, 30% to the community, 20% to reserves, and 10% each to liquidity and the team. A $100 minimum contribution unlocks early access to the next pricing phase.
Compared with large-cap assets like BTC, ETH, SOL, and BNB trading sideways, Ozak AI’s low entry point and robust AI arbitrage platform make $OZ a top pick for traders seeking high-growth opportunities. This crypto presale momentum underscores the appeal of AI-driven DePIN projects.
On November 26, Coinbase delisting will remove five underperforming tokens—CLV, EOS, LOKA, MUSE and WCFG—after a regular asset review cited low liquidity and limited developer activity. The decision comes amid increased regulatory scrutiny and aims to uphold platform standards. Prices plunged on the announcement, with MUSE tumbling 24%, LOKA down 13% and WCFG off 9%. EOS, rebranded as Vaulta, fell over 15% and has lost 97% from its peak. Coinbase delisting typically reduces market access and trading volumes for affected tokens. At the same time, Coinbase is scouting new listings—BNKR, JITOSOL and MPLX—signalling a focus on institutional-grade assets and market consolidation. Traders should monitor short-term volatility and shifts in liquidity.
Bank of England Deputy Governor Sarah Breeden has warned that looser stablecoin regulation could threaten UK financial stability and trigger a credit crunch. In its 9–10 November consultation paper, the BoE proposed caps on stablecoin holdings—£10,000–£20,000 per individual and £10 million for firms—to limit deposit migration into digital tokens. It also requires issuers to hold 40% of reserves in non-interest-bearing deposits at the BoE to ensure liquidity. Citing the 2023 Silicon Valley Bank collapse and Circle’s USDC de-pegging, these stablecoin regulation measures aim to mitigate systemic risk. The consultation runs until 10 February 2026, with final rules due by the end of that year. Critics argue the measures could shift innovation abroad, but the BoE says safeguards are temporary and aligned with upcoming US regulations.
Bearish
stablecoin regulationBank of Englandfinancial stabilityreserve requirementscredit crunch
Malaysia-listed VCI Global plans a $100M investment in the OOB token across two phases: a $50M private placement from the OOB Foundation at $0.20 per token, followed by a $50M open-market purchase after listing. The move values OOB token at $200M and positions Tether as VCI’s largest shareholder through its Oobit stake. VCI will launch a crypto reserve division to embed OOB token into its AI and fintech products. Oobit is rebranding from OBT to OOB and migrating from Ethereum to Solana, with tokens due on 12 November. Backers include Tether, Solana co-founder Anatoly Yakovenko, CMCC Global and 468 Capital. Despite the anticipated boost to real-world crypto payments via Tap-to-Pay, VCI shares slid 26.6% on the announcement.
Activist investor Michael Burry accuses major tech and cloud providers—including Meta, Amazon, Microsoft, Google, and Oracle—of using aggressive AI depreciation schedules to understate expenses and inflate earnings. In SEC filings, Burry shows that depreciation periods for AI-focused servers have been extended from three years to five or six, deferring an estimated $176 billion in charges between 2026 and 2028. He warns this AI depreciation manipulation masks true capital costs, distorts P/E ratios, and could overstate profits by about 27% for Oracle and 21% for Meta by 2028. Burry’s disclosures of significant put‐option positions on Nvidia and Palantir underscore his skepticism and highlight the risk of hidden capex. He promises further details on November 25. Traders should monitor AI depreciation practices and potential earnings revisions that may trigger market revaluations and affect tech‐sector multiples.
Neutral
AI depreciationDepreciation manipulationTech giantsEarnings inflationAI infrastructure
JPMorgan and DBS have launched a pilot project to streamline multi-chain tokenized deposits. The initiative links DBS Token Services with JPMorgan’s Kinexys Digital Payments platform, enabling institutional clients to move JPMorgan Deposit Tokens (JPMD) across permissioned ledgers and public blockchains like Base with 24/7 real-time settlement. This interoperable framework promotes blockchain interoperability and reduces fragmentation in cross-border payments.
The pilot combines technical and legal measures—such as compliance and identity checks—to ensure secure, final transfers. If successful, the initiative could cut reliance on private stablecoins, drive broader adoption of tokenized deposits, and boost efficiency in institutional payments. JPMorgan plans to launch its Kinexys platform in 2026 to extend tokenization to assets like private credit and real estate.
Turbo Energy (NASDAQ: TURB) has launched a pilot to tokenize debt financing of a hybrid solar and battery installation at a Spanish supermarket, partnering with Taurus and the Stellar Development Foundation. The project uses the Stellar blockchain to issue and manage renewable energy tokens for fractional on-chain financing under a power purchase agreement (PPA) for its SUNBOX system, operating as Energy as a Service (EaaS). Tokenized financing on the Stellar blockchain aims to streamline debt issuance, boost liquidity and broaden capital access for distributed energy projects. According to Grand View Research, the global EaaS market was valued at $74.43 billion in 2024 and is projected to exceed $145.18 billion by 2030. This pilot demonstrates how tokenized financing could attract a wider pool of investors to clean energy projects.
Bullish
TokenizationRenewable EnergyStellarEnergy as a ServiceDebt Financing
Bitcoin traders have been closely monitoring recent US CPI readings—September’s 2.9% rise and the upcoming October CPI forecast at 3.0% year-over-year—as crucial signals for Federal Reserve policy direction. A stronger-than-expected reading could bolster the dollar and pressure Bitcoin, which recently dipped 2.7% to $103,600 after significant liquidations, while a softer print may revive bets for Fed rate cuts in December (67.9% probability) and fuel a Bitcoin rebound. Traders will track core CPI components, real-time Treasury yields, dollar movements and Fed communications to adjust positions amid anticipated short-term volatility.
KuCoin Institutional has launched a new Crypto-as-a-Service (CaaS) platform designed for global institutional investors, professional traders and strategic partners. The platform combines secure, compliant, high-performance infrastructure with advanced liquidity frameworks, offering 24/7 ultra-low-latency trading, customizable interfaces and enhanced wealth management tools. Key features include Off-Exchange Settlement (OES), third-party custody services, flexible collateral management and API integration to leverage KuCoin’s liquidity. CEO BC Wong said the service marks a milestone in building a trusted digital asset ecosystem. Looking ahead, KuCoin Institutional will expand real-world asset tokenization and deepen institutional partnerships to bridge traditional finance and blockchain markets.
On November 11, US spot Bitcoin ETFs recorded a $524 million net inflow, driven by BlackRock’s IBIT and Fidelity’s FBTC. This surge follows days of outflows and signals renewed institutional interest in Bitcoin.
Spot Bitcoin ETFs provide traditional investors with indirect crypto exposure via stock exchanges. Meanwhile, US spot Ethereum ETFs saw a $107.4 million net outflow led by Grayscale Mini ETH and BlackRock’s ETHA, indicating a short-term reallocation from ETH products to Bitcoin ETF.
Sustained inflows into Bitcoin ETFs may support bullish momentum for BTC, while Ethereum ETF outflows could exert short-term pressure on ETH. Looking ahead, regulatory approvals and capital rotations among crypto ETFs will remain key drivers of market stability and performance.
Canary Capital has filed a Form 8-A registration with the US Securities and Exchange Commission for its spot XRP ETF. This SEC filing is the final regulatory step before the ETF can list on Nasdaq. If approved and certified by Nasdaq, the XRP ETF could begin trading as early as Thursday. It would be the first US-based fund to hold XRP directly under the 1933 Securities Act, unlike existing products that rely on offshore trusts. Analysts note the process mirrors the recent Hedera (HBAR) ETF launch, which went live one day after its 8-A filing. Other issuers, including 21Shares, ProShares, Bitwise and Franklin Templeton, have also filed spot XRP ETF applications with the DTCC. Investor anticipation has driven XRP prices up roughly 7% over the past week to $2.40. In parallel, attorney and XRP advocate John Deaton has announced a 2026 Senate campaign, a move that could influence future cryptocurrency regulation.
CoreWeave reported Q3 revenue of $1.36 billion, up 134% year-over-year, but cut its 2025 revenue guidance to $5.05–$5.15 billion. CEO Mike Intrator said AI capacity delays at one of 41 third-party data centers—suspected to be Core Scientific—triggered the revision. The announcement sent CoreWeave stock down 16% and prompted JPMorgan to downgrade the name to Neutral with a lower price target. Despite a $56 billion backlog of AI deals with Meta and OpenAI, GPU computing rollouts must stay on schedule. Traders should watch data center progress and guidance updates, as short-term headwinds may weigh on shares, while long-term AI infrastructure demand remains strong.
Neutral
CoreWeaveData Center DelaysAI InfrastructureGPU ComputingRevenue Guidance
Ethereum spot ETFs have experienced significant net outflows as investors adopt a risk-off stance. On October 20, these funds recorded $146 million in withdrawals, driven by escalating U.S. political tensions and a sharp ETH price decline. Bitcoin spot ETFs also saw $40.47 million pulled over a four-day span.
More recently, TraderT data show a historic $107.39 million net outflow on November 11. Grayscale Mini ETH led withdrawals with $75.75 million, followed by BlackRock’s ETHA at $19.99 million. No Ethereum spot ETFs saw inflows that day. These cumulative outflows—exceeding $250 million—highlight volatile market conditions and shifting institutional sentiment. Traders should track ETH ETF flows and U.S. policy updates closely, as sustained withdrawal trends could influence ETH price action and broader crypto market dynamics.
The Crypto Fear & Greed Index has plunged to 24, signaling extreme fear in the cryptocurrency market. Updated daily, the index aggregates six data points—volatility, trading volume, social media sentiment, investor surveys, Bitcoin dominance and Google search trends—to gauge overall market sentiment. A reading below 30 historically marks periods of extreme fear, often preceding market recoveries and potential buying opportunities.
Traders should view the index as a contrarian indicator alongside technical analysis and fundamental research. To manage risk amid heightened volatility, consider dollar-cost averaging, portfolio diversification and clear stop-loss orders. Maintaining emotional discipline and a well-defined investment plan is crucial when sentiment swings. Monitoring the Crypto Fear & Greed Index can help identify entry points, but patience and comprehensive analysis remain essential.
Bullish
Crypto Fear & Greed IndexMarket SentimentExtreme FearContrarian IndicatorRisk Management
US Treasury and IRS introduced Revenue Procedure 2025-31, offering a safe harbor for crypto staking in ETPs. Under the new rules, ETPs on national securities exchanges with SEC-approved disclosures can stake a single Proof-of-Stake asset and distribute staking rewards directly to investors without immediate fund-level taxation. Issuers opting for entity-level taxation can pool rewards and distribute them as cash or extra shares. ETPs must hold only cash and one PoS token, limit management to core tasks, and use third-party custodians and independent staking providers for key security. This guidance resolves previous tax risks that treated staking rewards as corporate income, clearing a major hurdle for product launches. The move follows an SEC bulletin clarifying liquid staking is not a security. Industry leaders say this tax policy will spur innovation, unlock institutional capital, and pave the way for ETH and SOL staking ETFs. Traders may see increased demand for these ETPs and heightened market activity around staking assets.
Whale Alert detected two major USDT Whale Transfers involving OKX. First, 235.66 million USDT ($236M) moved from OKX to an unknown wallet. Then, 257.06 million USDT ($257M) arrived at OKX from another unidentified address.
Such large USDT Whale Transfers often signal strategic moves like accumulation, portfolio rebalancing or preparation for significant trades. The outflow suggests potential shifting to cold storage, while the inflow could presage increased buying pressure or liquidity adjustments on OKX.
Traders should track USDT Whale Transfers and stablecoin flows with tools such as Whale Alert and blockchain explorers. Monitoring these movements can help anticipate market volatility, gauge sentiment and inform trading decisions, particularly in BTC and ETH. The anonymity of the wallets also highlights transparency challenges and growing institutional interest in stablecoin liquidity.
Bitcoin and Ethereum ETFs recorded their third-largest weekly ETF outflows. Investors pulled a combined $2.6 billion. Ethereum spot ETFs saw $508 million withdrawn, while Bitcoin ETFs accounted for $1.9 billion. After six consecutive days of net outflows, U.S. spot Bitcoin ETFs attracted $239.9 million in inflows, suggesting strategic rotation rather than panic selling. Analysts attribute the ETF outflows to profit-taking, rising interest rates, and Fed policy uncertainty driving risk-off sentiment. These ETF outflows may pressure crypto prices. They could also reduce market liquidity. Traders should monitor ETF liquidity flows and institutional behaviors as leading indicators. Renewed Bitcoin ETF inflows may indicate short-term bullish momentum, but persistent Ethereum ETF withdrawals warn of continued volatility. Regulatory uncertainty and market consolidation further cloud the outlook.
DBS Bank and JPMorgan’s Kinexys have launched a cross-chain framework for instant tokenized deposits. The solution supports real-time settlements on both public and permissioned blockchains, reducing settlement times from days to seconds. Banks can issue, transfer and redeem JPMorgan Deposit Tokens (JPMD) on a public L2 base blockchain, converting them into DBS’s digital tokens or fiat. Tokenized deposits are fully backed by bank-held funds, offering programmable money features and regulatory oversight distinct from stablecoins. A proof-of-concept on the BaseScan Ethereum Layer 2 network showcases JPMD as a stablecoin alternative for institutional cash payments. The framework aims to standardize tokenized deposits, prevent ecosystem fragmentation and drive institutional adoption of programmable cross-border finance. Traders should monitor shifts in liquidity flows and emerging tokenization standards.
RISE Labs has acquired BSX Labs, the team behind the BSX perpetuals DEX on the Base network, integrating a proven hybrid onchain orderbook engine that processed over $15 billion in trading volume since 2023 into its high-speed Ethereum Layer 2 platform. The acquisition fast-tracks development of fully onchain orderbooks with CEX-grade performance for spot and perpetual markets, enabling synchronous composability and deeper liquidity and strengthening onchain orderbooks as a bridge between DeFi and traditional finance. Retail brokers will access consolidated liquidity pools, asset issuers can seamlessly list spot and perpetual instruments, and traders gain best execution and new yield opportunities. BSX DEX operations will wind down over a week starting November 11, 2025; BSX token holders will receive a 1.5%-supply airdrop of RISE’s upcoming token and should close positions and withdraw assets per BSX blog instructions.
Sygnum Bank’s Future Finance survey of over 1,000 institutional investors across 43 countries shows resilience in institutional crypto exposure despite October’s $20 billion market downturn. 61% of institutions plan to increase crypto exposure, while only 4% anticipate cutting holdings. Diversification remains a key strategy for 57% of respondents, followed by short-term yield targets at 53%. Demand is rising for structured products such as tokenized money market funds, stablecoins and multi-asset ETPs, offering flexible positioning without overconcentration. Over 80% view BTC as a valid treasury reserve asset, and about 70% cite holding cash as an opportunity cost versus Bitcoin over the next five years. More than 70% of investors would boost allocations if staking within ETFs becomes available, underlining strong appetite for regulated yield products. Clarity on altcoin ETF approvals is delayed by the US government shutdown, with 16 applications pending at the SEC. Jurisdictions with clear frameworks, such as Switzerland and the EU under MiCA, continue to attract interest. High-net-worth individuals show even stronger conviction, with 91% believing crypto preserves long-term wealth amid fiat stability concerns. The survey underscores a shift from speculative trading to long-term crypto exposure, suggesting bullish momentum into 2026.
On November 11, Bitcoin price fell below $105,000 and dropped under $104,000, trading around $103,963 on Binance USDT. The decline reflects a market correction driven by shifts in investor and institutional sentiment, technical resistance tests, macroeconomic pressures and profit-taking. Traders should monitor Bitcoin price volatility through trading volume, support and resistance levels, institutional flows, regulatory developments and technical indicators. Risk mitigation strategies include dollar-cost averaging, predefined entry and exit points, stop-loss orders, diversification across crypto assets and a long-term perspective. Key support levels at $100,000 and $95,000 may attract buying interest. Historical patterns show rebounds often follow similar corrections.
Ethereum price prediction for 2025–2030 outlines conservative, moderate and bullish scenarios. Price forecasts: 2025 at $4,000–5,500, $5,500–7,000 and $7,000–9,000. For 2026, estimates range $5,000–6,500, $6,500–8,500 and $8,500–11,000. By 2028, projections span $6,000 to $15,000 under optimistic adoption. For 2030, targets sit at $8,000–12,000, $12,000–18,000 and $18,000–25,000. Key drivers include the proof-of-stake merge, DeFi and NFT ecosystem growth, major network upgrades (Ethereum 2.0, sharding, Layer-2 solutions) and rising institutional adoption, including potential ETFs. Ethereum price prediction also factors in risks: regulatory uncertainty, scalability challenges and competition from SOL and ADA. Traders can manage volatility with dollar-cost averaging, portfolio diversification and by tracking upgrade milestones and regulatory shifts.
Crypto exchange Phemex has rolled out a comprehensive rebrand, unveiling a two-candle logo with a green-to-blue gradient and geometric typography to symbolize growth, balance and precision. The overhaul extends to its trading interface, featuring modern 3D visuals, a unified icon system and streamlined layouts for faster navigation on desktop and mobile. This marks the third logo update since Phemex launched in 2019 and initiates a wider brand architecture overhaul that will introduce a unified identity system and a “house of brands” in the coming weeks. Serving over six million users, Phemex offers spot and derivatives trading, copy trading and wealth management services secured by institutional-grade protocols. Traders can expect enhanced clarity, confidence and efficiency in their trading environment as Phemex advances its full-spectrum digital-asset ecosystem.
Crypto.com and the Sui Foundation have launched an institutional SUI custody service offering compliant cold storage, transparent audit trails and regulatory-ready processes for high-net-worth and institutional clients. The service integrates end-to-end custody infrastructure with deep liquidity pools, enabling fast, cost-efficient SUI token conversions. Crypto.com Custody’s framework delivers secure cold wallets and a robust compliance structure. Sui Foundation Managing Director Christian Thompson said the partnership creates a vital on-ramp for institutions, boosting SUI custody visibility within traditional finance. Crypto.com COO Eric Anziani emphasized the solution’s strong security and lower operational costs for large portfolios. Following recent ETF and ETN filings and new enterprise on-ramps, the SUI token rose about 5% last week. Traders should watch for increased market confidence, improved liquidity and potential volatility as institutional SUI custody expands mainstream adoption.
Bullish
SUI custodyInstitutional InvestorsCrypto.com CustodySui FoundationLiquidity Solutions
Hyperscale Data reported a 30% weekly increase in its Bitcoin Treasury, raising holdings to $68.8 million as of Oct. 26, and later announced on Nov. 11 that its total Bitcoin Treasury, including committed purchase funds, hit $75.25 million based on Nov. 9 prices. This now represents about 66% of its market capitalization. Following the disclosures, the company’s shares rose 24% in premarket trading on Oct. 28 and 2.8% on Nov. 11. The expanding Bitcoin Treasury underscores Hyperscale Data’s growing emphasis on digital assets in its corporate treasury strategy. Traders will monitor further Bitcoin acquisitions and market volatility for their potential impact on stock performance and broader crypto sentiment.